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eHealth Medicare Supplement Insurance Review

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EHealth is a health insurance marketplace that partners with some of the top health insurance providers nationwide. It offers Medicare Supplement, Medicare Advantage, and Medicare Part D plans as well as traditional and short-term health insurance and dental and vision coverage. The company is based in Santa Clara, California and has been in business since 1997.

How is eHealth rated?

Breakdown

Overall Rating: 0 / 5 (N/A)

EHealth is a smart choice for those who are new to Medicare Supplement insurance and those who are overwhelmed by the sheer number of options out there. It has a variety of educational articles to help explain the basics and its free online tool can help you see all the plan options available in your area. There are plenty of filters in place to narrow down your choices based on what's most important to you in a policy, so it shouldn't take too long to find something that works for you.

eHealth Coverage

Level of Coverage - 0 / 5

You can purchase just about any type of Medicare Supplement plan that's available in your state through eHealth because it partners with a variety of health insurers. If you're unsure which plan is best for you, eHealth has some help articles to familiarize you with your options. You can also fill out its online quote tool to begin comparing options and see which plan offers the best coverage at the most affordable rate for you.

Plan Types

  • Plan A - Will cover hospital medical bills for inpatient hospital care, skilled nursing facilities and hospice care. This coverage is free for seniors who have paid at least ten-years of Medicare taxes while being employed.
  • Plan B - Will cover medical bills from doctor’s services and other outpatient care such as lab testing, diagnostic and preventative care services and medical supplies that are medically necessary. Seniors must pay a monthly premium for Part B coverage.
  • Plan C - One of the most popular plans, it adds on a skilled nursing facility daily copay, the Part B annual deductible, and emergency care outside of the U.S.
  • Plan D - Though this includes most of the same benefits as plan C, it does not cover the Part B deductible.
  • Plan F - Less expensive than other plans, F covers all the same benefits as C, with the addition of 100% of Part B's excess charges.
  • Plan G - Covers almost every Medicare supplemental insurance benefit, with the exception of Part B's annual deductible.
  • Plan K - Covers half of: Part B co-insurance, first 3 pints of blood, hospital deductible, skilled nursing facility, and hospice care. It also covers all the co-insurance for Part B preventive care services.
  • Plan L - Just like Plan K, this covers all of your Part A & B copays after a certain amount out-of-pocket, and 75% of every benefit that Plan K covers (instead of 50%).
  • Plan M - Covers hospital copayments, 75% of Part B co-insurance, first 3 pints of blood, 50% of hospital deductible, skilled nursing facility, foreign emergency care, 100% Part B preventive care services post-deductible, and hospice care.
  • Plan N - Covers hospital copayments, Part B co-insurance except $20 for office visits & $50 for emergency visits, first 3 pints of blood, hospital deductible, SNF, foreign care, all of Part B co-insurance for preventive care, and hospice care.

eHealth Pricing

Services - 0 / 5

Your premium cost depends on where you live, which Medicare Supplement plan you choose, and which insurance company you end up working with. The only way to know this is to enter your zip code into eHealth's online form and review your options. You can filter results by company, premium cost, deductible cost, plan type, and plan features, so it shouldn't be too difficult to narrow down your results until you find something you want. You can also compare up to three plans side by side in greater detail.

eHealth Customer Experience

Reputation and Customer Experience - 0 / 5

EHealth has a strong reputation in the industry, particularly its Medicare site, which earned a 4.5 out of 5 on TrustPilot. The company also has an A+ Better Business Bureau rating. Its website is a good place to begin if you're new to Medicare Supplement insurance and aren't sure where to begin. The plan search tools are pretty straightforward, but if you have any questions, you can always reach out to eHealth by phone and a representative will be able to help you figure out your next move.

Support

  • Toll-free number

Educational Resources

  • FAQs
  • Articles
  • Glossary

Reviews

BBB Rating
A+
Trust Pilot Rating
4.5 out of 5
Date Collected
2020-11-18

eHealth Financial Strength

Financial Strength - 0 / 5

EHealth is a marketplace, so it doesn't actually underwrite Medicare Supplement insurance policies itself. It helps connect you with health insurance companies selling policies that match your criteria. When you file a claim, you'll deal with your underwriter. All of eHealth's partners are well-known names in the industry that have been around for several decades and are known for being financially strong. But it doesn't hurt to do some research into your underwriter's financial strength ratings with agencies like Moody's and A.M. Best, before you purchase a policy.

Year Founded

1997

Company Profile

Full Name
eHealth Medicare Supplement Insurance
Company Website
Headquarters
2625 Augustine Dr., 2nd Floor, Santa Clara, CA, 95054

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Top Rated
Our Partner
  • Coverage available in 48 states + Washington D.C.
  • Offers five types of Medigap plans (A, F, F+, G, N)
  • Policies can include additional benefits beyond what regulations require
  • TrustPilot average customer rating: 4.2 out of 5 stars