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Online-Medicare-Plans.com Medicare Supplement Insurance Review

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Online-Medicare-Plans.com is a health insurance website owned by TZ Insurance Solutions LLC. It offers Medicare Supplement plans from some of the top insurers nationwide. TZ Insurance Solutions is headquartered in Fort Lee, New Jersey, and has been in business since 2010.

How is Online-Medicare-Plans.com rated?

Breakdown

Overall Rating: 0 / 5 (N/A)

Online-Medicare-Plans.com is a good starting point if you're just beginning to explore Medicare Supplement insurance and want help comparing plans available in your area. While you won't find details on any single plan on the site, Online-Medicare-Plans.com can connect you with licensed agents who can provide you with specifics. To reach an agent, you fill out a contact form and Online-Medicare-Plans.com matches you with an agent who can help you. These agents talk you through your available options and help you figure out which plan and insurance provider are best-suited to your health needs and your budget.

Online-Medicare-Plans.com Coverage

Level of Coverage - 0 / 5

Online-Medicare-Plans.com partners with several top health insurers across the country who, collectively, offer all the major Medicare supplement plan types. Your premiums, coverage, and out-of-pocket costs will vary depending on the plan you choose. You can choose a basic plan, a comprehensive plan, or anything in between when working through Online-Medical-Plans.com.

Medicare Supplement insurance is broken up into many different parts. Shopping for a plan can get a little confusing. Online-Medicare-Plans.com's affiliates' licensed agents help you figure out which plan makes the most sense for you, both in terms of coverage and cost.

Perhaps the most compelling reason to contact Online-Medicare-Plans.com is that one call can provide you with a wide range of choices and, more importantly, a boatload of information you might otherwise have to search for on your own. It's a terrific time-saver in that regard.

Plan Types

  • Plan A - Will cover hospital medical bills for inpatient hospital care, skilled nursing facilities and hospice care. This coverage is free for seniors who have paid at least ten-years of Medicare taxes while being employed.
  • Plan B - Will cover medical bills from doctor’s services and other outpatient care such as lab testing, diagnostic and preventative care services and medical supplies that are medically necessary. Seniors must pay a monthly premium for Part B coverage.
  • Plan C - One of the most popular plans, it adds on a skilled nursing facility daily copay, the Part B annual deductible, and emergency care outside of the U.S.
  • Plan D - Though this includes most of the same benefits as plan C, it does not cover the Part B deductible.
  • Plan F - Less expensive than other plans, F covers all the same benefits as C, with the addition of 100% of Part B's excess charges.
  • Plan G - Covers almost every Medicare supplemental insurance benefit, with the exception of Part B's annual deductible.
  • Plan K - Covers half of: Part B co-insurance, first 3 pints of blood, hospital deductible, skilled nursing facility, and hospice care. It also covers all the co-insurance for Part B preventive care services.
  • Plan L - Just like Plan K, this covers all of your Part A & B copays after a certain amount out-of-pocket, and 75% of every benefit that Plan K covers (instead of 50%).
  • Plan M - Covers hospital copayments, 75% of Part B co-insurance, first 3 pints of blood, 50% of hospital deductible, skilled nursing facility, foreign emergency care, 100% Part B preventive care services post-deductible, and hospice care.
  • Plan N - Covers hospital copayments, Part B co-insurance except $20 for office visits & $50 for emergency visits, first 3 pints of blood, hospital deductible, SNF, foreign care, all of Part B co-insurance for preventive care, and hospice care.

Online-Medicare-Plans.com Pricing

Services - 0 / 5

Medicare Supplement plan costs vary significantly based on where you live, which plan you choose, and which provider you end up working with. Online-Medicare-Plans.com doesn't provide any details about pricing on its website, but this isn't unusual, particularly for a company that connects customers with multiple insurers. If you're interested in learning more about what a Medicare supplement policy may cost you, contact the company by phone or fill out its contact form. An insurance agent will be in touch to give you the specifics on coverage and cost. If you've set a maximum you'd like to spend on Medicare Supplement insurance, let your licensed insurance agent know and they'll be able to help you find a plan that fits your budget. They can also tell you if you qualify for any spousal discounts that could save you money on your premiums.

Online-Medicare-Plans.com Customer Experience

Reputation and Customer Experience - 0 / 5

Online-Medicare-Plans.com offers a simple user experience that allows you to get in touch with a licensed insurance agent over the phone. The website doesn't offer much in terms of educational resources, beyond explaining the difference between Medicare Supplement and Medicare Advantage insurance—both of which are products many seniors are interested in. Instead, the company relies on its representatives to convey that information. If you prefer to learn by talking rather than reading, Online-Medicare-Plans.com could be an ideal place to begin.

Support

  • Toll-free number

Reviews

Date Collected
2020-12-10

Online-Medicare-Plans.com Financial Strength

Financial Strength - 0 / 5

Online-Medicare-Plans.com doesn't provide Medicare Supplement insurance directly. Therefore, it isn't rated by the companies that report on insurance companies' financial strength. Before choosing a policy, it's a good idea to research the financial strength ratings for the company that underwrites it. You want to be sure the underwriter will be in a solid position to pay the claims you file. That being said, Online-Medicare-Plans.com partners with some of the most established and reputable insurers in the industry, so you can feel confident moving forward with Online-Medicare-Plans.com's assistance.

Year Founded

2010

Company Profile

Full Name
Online-Medicare-Plans.com Medicare Supplement Insurance
Company Website
Headquarters
2200 Fletcher Ave., 4th Floor, Fort Lee, NJ, 07024

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Top Rated
Our Partner
  • Coverage available in 48 states + Washington D.C.
  • Offers five types of Medigap plans (A, F, F+, G, N)
  • Policies can include additional benefits beyond what regulations require
  • TrustPilot average customer rating: 4.2 out of 5 stars