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Our Partner
7 Reviews
- Coverage available in 48 states + Washington D.C.
- Offers five types of Medigap plans (A, F, F+, G, N)
- Policies can include additional benefits beyond what regulations require
- TrustPilot average customer rating: 4.2 out of 5 stars
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Your Medicare Planning Medicare Supplement Insurance Review
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Your Medicare Planning is a Medicare supplemental insurance web portal operated by Central States Insurance Services/LTC Solutions. LTC Solutions has been providing long term care and Medicare Supplement insurance for over 40 years and has an A+ with the BBB.
How is Your Medicare Planning rated?
Breakdown
0.0/5
Level of Coverage
4.0/5
Services
4.0/5
Reputation and Customer Experience
4.0/5
Financial Strength
Overall Rating: 3 / 5 (Average)
Your Medicare Planning is a great choice for Medicare supplemental insurance because the company is an independent agency that can connect customers with multiple high quality insurance carriers. Your Medicare Planning has longstanding relationships with insurance and health care providers and bases their selection of policy on how much value they can bring to the consumer at the time of their claim. The company also has some good educational resources on its website to help consumers decipher the complicated world of Medigap coverage and offers free support via a toll-free number.
Your Medicare Planning Coverage
Level of Coverage - 0 / 5
Your Medicare Planning offers Medigap plans from multiple providers. Although coverage options will vary by insurance carrier, since plans are standardized by the government, customers will be getting the same coverage with the only difference generally being price. Your Medicare Planning's Medicare supplement specialists will help you get the best plan possible to cover the Medicare gaps at the lowest cost.
Medigap plans are identified by letter A through N, excluding E, H, I, and J which are no longer available. (Plans are standardized in all states except Massachusetts, Minnesota, and Wisconsin.) Depending on the plan you choose with Your Medicare Planning, examples of coverage options include Medicare Part A and Part B coinsurance and deductibles, hospice care coinsurance, bloodwork, Part B excess charge, foreign travel emergency, and Medicare preventive care Part B coinsurance.
Medigap plans are identified by letter A through N, excluding E, H, I, and J which are no longer available. (Plans are standardized in all states except Massachusetts, Minnesota, and Wisconsin.) Depending on the plan you choose with Your Medicare Planning, examples of coverage options include Medicare Part A and Part B coinsurance and deductibles, hospice care coinsurance, bloodwork, Part B excess charge, foreign travel emergency, and Medicare preventive care Part B coinsurance.
Plan Types
- Plan A - It includes hospital copayment costs up to a year after Medicare benefits are exhausted, the first three pints of blood, Part B coinsurance including preventive care services after deductible, and hospice care.
- Plan B - Offers the same amount of coverage as Plan A, with the addition of a hospital deductible in each benefit period.
- Plan C - One of the most popular plans, it adds on a skilled nursing facility daily copay, the Part B annual deductible, and emergency care outside of the U.S.
- Plan D - Though this includes most of the same benefits as plan C, it does not cover the Part B deductible.
- Plan F - Less expensive than other plans, F covers all the same benefits as C, with the addition of 100% of Part B's excess charges.
- Plan G - Covers almost every Medicare supplemental insurance benefit, with the exception of Part B's annual deductible.
- Plan K - Covers half of: Part B co-insurance, first 3 pints of blood, hospital deductible, skilled nursing facility, and hospice care. It also covers all the co-insurance for Part B preventive care services.
- Plan L - Just like Plan K, this covers all of your Part A & B copays after a certain amount out-of-pocket, and 75% of every benefit that Plan K covers (instead of 50%).
- Plan M - Covers hospital copayments, 75% of Part B co-insurance, first 3 pints of blood, 50% of hospital deductible, skilled nursing facility, foreign emergency care, 100% Part B preventive care services post-deductible, and hospice care.
- Plan N - Covers hospital copayments, Part B co-insurance except $20 for office visits & $50 for emergency visits, first 3 pints of blood, hospital deductible, SNF, foreign care, all of Part B co-insurance for preventive care, and hospice care.
Your Medicare Planning Pricing
Services - 4 / 5
It is difficult to judge pricing for a broker like Your Medicare Planning. Although Medicare supplemental plans are standardized, prices will fluctuate by carrier, plan, location, and many other factors. It is important you communicate your budget with Your Medicare Planning's advisor in order to get options that best suit your needs.
Your Medicare Planning Customer Experience
Reputation and Customer Experience - 4 / 5
Your Medicare Planning's agents are available for contact by email, toll free number, and walk in if you are in the neighborhood of Cape Coral, Florida. Your Medicare Planning is operated by Central States Insurance Services/LTC Solutions, an organization with more than 35 years experience with long term care insurance. in terms of customer feedback, LTC Solutions has an A+ with the BBB and much positive customer feedback online.
Support
- Toll-free number
- In-person availability
Educational Resources
- FAQs
- Articles
- Videos
Reviews
| BBB Rating | A+ |
| Date Collected | 2019-06-28 |
Your Medicare Planning Financial Strength
Financial Strength - 4 / 5
As Your Medicare Planning partners with many insurance carriers to issue Medigap plans, the financial strength will vary by carrier. Some of the companies Your Medicare Planning works with include Mutual of Omaha, UnitedHealthCare, United American, Humana, Aetna, and Cigna. All of these are solid financial institutions with long histories in terms of claims paying ability and creditworthiness. For example, one of Your Medicare Planning's partners is Transamerica Premier Life Insurance Company. Transamerica has been rated A1 by Moody's and A+ by A.M. Best.
Ratings
| Moody's Financial Rating | A1 |
| AM Best Financial Rating | A+ |
Underwriter
Depends on carrier
Company Profile
| Full Name | Your Medicare Planning Medicare Supplement Insurance |
| Company Website | |
| Headquarters | 3501 Del Prado Blvd., Cape Coral, FL, 33904 |
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Top Rated
Our Partner
7 Reviews
- Coverage available in 48 states + Washington D.C.
- Offers five types of Medigap plans (A, F, F+, G, N)
- Policies can include additional benefits beyond what regulations require
- TrustPilot average customer rating: 4.2 out of 5 stars
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