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nbkc bank Personal Money Market Savings Accounts Review


ConsumersAdvocate.org Rating: 4.3 / 5 (Excellent)
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The National Bank of Kansas City (nbkc) is a physical and digital bank that offers its customers personal and business financial solutions, including checking and savings accounts, auto loans, personal loans, and more. The bank is recognized for having no hidden fees, especially in its Personal Money Market Savings Account, and is a member of the FDIC.
 
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How is nbkc bank Money Market Savings rated?

Breakdown

4.3/5
APY Rates
4.5/5
Fees and Restrictions
4.3/5
Perks

Overall Rating: 4.3 / 5 (Excellent)

The National Bank of Kansas City (nbkc) makes banking quick and simple for customers. nbkc offers online and physical banking services, and excels in customer service, as evident in its outstanding online reviews. Although the company has its physical branches in Kansas and Missouri, customers nationwide can make use of its services via online and mobile banking options. nbkc's Personal Money Market Savings account is a hybrid of a checking and savings account, offering competitive APY rates. Just like the personal checking account, the money market account has no fees. Unlike traditional money market accounts, nbkc doesn't require a large deposit, only a $5 minimum to open an account. The Personal Money Market Savings account overall is reputable for having no hidden fees and is suitable for a wide range of customers, no matter their financial status.

nbkc bank Money Market Savings Account Features

APY Rates - 4.3 / 5

Unlike the average money market account, the nbkc Personal Money Market Savings account requires a minimum as low as $5, has no fees, and has an APY rate up to 2.75%. Accounts can be accessed and fully managed online and via mobile devices.
APY (Annual Percentage Yield)
2.75
Minimum Balance for Promotional APY
$0.01
Minimum Opening Deposit
$5
Check Writing
Yes
Debit Card
Yes
Physical Branches
The nbkc bank has four branches: - 8320 Ward Parkway, Kansas City, MO (headquarters) - 10700 Nall Ave, Overland Park, KS - 9750 N Ash Avenue, Kansas City, MO - 3510 W 95th Street, Leawood, KS
Integration with Other Online Accounts
Retirement Accounts
Health Savings Accounts
Loan Accounts
ATM Locations
nbkc bank has over 32,000 MoneyPass® ATMs throughout the U.S.
Methods of Deposits
ATM Deposit
Mobile Check Deposit
Physical Branch
Online Transfer
Direct Deposit

nbkc bank Money Market Savings Fees and Penalties

Fees and Restrictions - 4.5 / 5

The nbkc bank Personal Money Market Savings accounts has no fees aside from wire transfers, with domestic only being $5. Customers are required to deposit a $5.00 minimum to open the account, and the balance cannot exceed $1,000,000. The minimum balance to receive APY interest is only $0.01. Account holders may only make six transactions per cycle, as under federal regulation. If charged fees from out-of-network ATMs, nbkc will reimburse customers up to $12.
Monthly Fee
None
Other Fees
Incoming Wire Fee
ATM Reimbursement
Reimbursement for Domestic ATMs

nbkc bank Money Market Savings Financial Strength and Reputation

Perks - 4.3 / 5

nbkc bank is well-regarded by customers from many 5-star online reviews and currently holds an A+ rating with the Better Business Bureau, as well as its accreditation. nbkc does not have a much information about its financial status online, nor does it have any reviews on Trustpilot. However, its vast amount of positive reviews on BBB and its social media following.
Year Founded
1999
Live Help 24/7
Yes
Customer Support Hours
8am-5pm
Contact Methods
Phone
Email
Chat
Social Media
BBB Rating
A+
BBB Total Complaints
2
BBB Resolved Complaints
0
Consumer Financial Protection Board (CFPB) Complaints
0
Date Collected
2018-10-05

Company Profile

Full Name
nbkc bank Personal Money Market Savings Accounts
Company Website
https://www.nbkc.com
Headquarters
8320 Ward Parkway, Kansas City, MO, 64114

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Top Rated
  • Easy access to cash
  • Withdraw funds online, phone, or ATM
  • No minimum balance requirements or service fees
  • Check writing included
  • 24/7 banking
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