Promoted
- Easy access to cash
- Withdraw funds online, phone, or ATM
- No minimum balance requirements or service fees
- Check writing included
- 24/7 banking
UFB Secure Money Market Account Review
ConsumersAdvocate.org
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UFB Direct, founded in 1999, is a division of BofI Federal Bank, and is headquartered in San Diego, California. UFB Direct is one of the most established and reputable banks in the nation. It is FDIC insured and has a rating of A+ in the Better Business Bureau. In addition to money market accounts, UFB Direct also offers checking and savings accounts.
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Customer Comments & Reviews
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UFB is not worth the time and effort. They are slow to respond to inquiries. They consider a matter closed when they respond whether or not the customer is satisfied. Their advertised phone numbers get you nowhere except an interminable long wait queue. The only thing they did quickly and correctly for me was to transfer all my funds to my credit union after the worst three-month banking experience of my life. Save yourself a lot of grief and frustration: avoid UFB like COVID-19.
With all the competition in banking, there is absolutely no reason why anybody else should make the mistake of opening an account with this ridiculous excuse of an online bank. Go to any one of their competitors. There's a reason why their ratings are so low. After i open the account with this bank 3 weeks ago, i felt there was something wrong with this bank and i did not get positive feelings, therefore i instructed them to close my account and return my money but i have to yet receive the money. I have spoken to many representatives at the bank, they just seem to be false promisses and dont want me to close the account, they also have very poor rating with other client that confirmed... Read More
Top Rated
- Easy access to cash
- Withdraw funds online, phone, or ATM
- No minimum balance requirements or service fees
- Check writing included
- 24/7 banking
UFB Direct allows customers to manage and track their money market accounts online, and offer live customer support 24/7 through email, chat, and over the phone. Additionally, the bank offers perks such as limited check-writing and a Visa debit card for ATM withdrawals. Unlike other banks reviewed by us, UFB Direct allows customers to use any ATM they want for withdrawals and provides customers with free postage-paid envelopes for mail deposits.
Bottom line is, UFB Direct is a great option to consider if you’re looking for a money market account with competitive interest rates, that you can manage online, or through a mobile app, without going through the hassle of traditional banking.