Best Mortgage Lenders of 2026
Our editors have spent 300+ hours researching today's mortgage and refinance lenders across a variety of mortgage products to help consumers determine which mortgage option is best given their personal financial situation.
Last Updated: April 10, 2026
State: Ohio
Quicken Loans
Cutting - Edge Online Marketplace
Plans for first time home buyers
Home buying with as little as 1% down
Personalized lender recommendation for $0
Get rates from our providers. Lenders 100% online
Our Partner
Figure
Borrow up to $750K
No prepayment penalties
Consolidate debt or finance your next project
100% digital app & online appraisal
100% online application
Our Partner
Point Home Equity
No monthly payments required
Get up to $600,000
Repay anytime within the 30 year term with no penalty
Prequalifying won't affect your credit score
No income requirements
AmeriSave Mortgage
Easy Mortgage Starts Here
Quick Quote and Approval
Broad array of home purchase loan programs
Pre-Approval Letter with Rate Lock Protection
Over $130 Billion Funded. 23 Years in Business
Rocket Mortgage
A Streamlined Online Experience From Start to Finish
Clear, reliable numbers from day one
Dedicated support for first-time buyers
Simple steps with expert guidance along the way
Confidence at every stage of your homebuying journey
Our Partner
Hometap
No prepayment penalty
Fund education & life events
Borrow up to $600,000
Dedicated Investment Manager to guide the process
Only 25% equity required
Achieve Home Loans
Smart way to consolidate Debt (for homeowners)
Fast funding - get your funds in as little as 5 days
A+ BBB Rating, 4.8 Stars on Trustpilot
No refinance required, borrow up to $500k
Minimum FICO score of 640
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Veterans & active duty military may be eligible for a $0 Down VA Loan