Best Mortgage Lenders of 2025
Our editors have spent 300+ hours researching today's mortgage and refinance lenders across a variety of mortgage products to help consumers determine which mortgage option is best given their personal financial situation.
Veterans United Home Loans
We’ve streamlined VA homebuying
Determine your 2024 homebuying budget
Get up to 100% financing with a VA home loan
300,000+ verified 5-star reviews from customers
America's #1 VA Lender (VA Lender Statistics)
Figure
Borrow up to $400K
No prepayment penalties.
Consolidate debt or finance your next project
100% digital app & online appraisal
100% online application
Hometap
No prepayment penalty
Fund education & life events
Borrow up to $600,000
Dedicated Investment Manager to guide the process
Only 25% equity required
Upstart Mortgage
Close in as fast as 6 days2
Borrow $26,000 - $250,0001
Check your rate in minutes
No paperwork needed to apply
Fixed rate on each draw3
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