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Beeline Mortgage Refinance Review


ConsumersAdvocate.org Rating: 4.7 / 5 (Excellent)
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Beeline is a mortgage lender offering fixed- and adjustable-rate conventional loans and fixed-rate FHA loans. Cash-out refinancing is also an option. The company is headquartered in Providence, Rhode Island, and was founded in 2019.
 
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How Do We Rate Beeline?

Breakdown

4.5/5
Loan Variety
5.0/5
Ease of Process
4.5/5
Customer Service and Reputation
5.0/5
Discounts and fees

Our Overall Rating: 4.7 / 5 (Excellent)

Beeline is a great place to start if you're looking to refinance your mortgage quickly. Its application process and closing times are among the fastest in the industry and its qualification requirements are reasonable. Its biggest drawbacks right now are its limited geographic availability and the few loan types it offers, but it's possible these will cease to be issues as the company grows.

Loan Options

Lender Type
Lender
Loans Offered
Rate & Term
Cash-out
Loan Programs
FHA
Conventional
Maximum Loan Size
1,000,000

Loan Variety - 4.5 / 5

Beeline offers traditional rate and term and cash-out refinancing on fixed- and adjustable-rate conventional mortgages and fixed-rate FHA loans. You can view the exact terms available to you by filling out its application form, which only takes about 15 minutes. Its minimum loan amount is a little higher than you see with some other lenders, but it should suit the majority of borrowers just fine.

Application Process

Minimum Credit Score
620
FHA Minimum Credit Score
620
Closing Time
As little as 14 days

Ease of Process - 5 / 5

Refinancing your mortgage with Beeline is surprisingly quick and easy. Rather than requiring you to gather a lot of information about your finances and credit, Beeline requests access to your financial accounts and then gathers the information it needs, saving you time and getting you a decision faster. Its credit requirements are not particularly stringent, but the company doesn't provide information about maximum loan-to-value or debt-to-income ratios, so the only way to know for sure if you'll qualify is to fill out its online form.

Beeline Reputation

Memberships & Regulatory Info.

Nationwide Mortgage Licensing System ID
1799947
Nationwide Mortgage Regulatory Actions
0
NMLS Collection Date
2020-09-16
CFPB Total Mortgage Complaints
0
CFPB Collection Date
2020-09-16

Online Reviews

BBB Rating
A
BBB Positive Reviews
6
BBB Negative Reviews
1
BBB Neutral Reviews
0
Date Collected
2020-09-16

Customer Service and Reputation - 4.5 / 5

You won't find too many reviews of Beeline's loans online yet, but you should expect to soon. The few customer reviews available now are almost entirely positive, and the company hasn't had any Nationwide Mortgage Regulatory Actions or Consumer Financial Protection Bureau complaints that would raise any red flags about its practices. The company is still young, but it appears to be heading for a bright future.

Contact & Additional Information

Homepage URL
https://makeabeeline.com/
Company Phone
(800) 550-6602
Headquarters Address
188 Valley St., Ste. 225, Providence, RI, 02909
Year Founded
2019

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