Beeline offers traditional rate and term and cash-out refinancing on fixed- and adjustable-rate conventional mortgages and fixed-rate FHA loans. You can view the exact terms available to you by filling out its application form, which only takes about 15 minutes. Its minimum loan amount is a little higher than you see with some other lenders, but it should suit the majority of borrowers just fine.

Refinancing your mortgage with Beeline is surprisingly quick and easy. Rather than requiring you to gather a lot of information about your finances and credit, Beeline requests access to your financial accounts and then gathers the information it needs, saving you time and getting you a decision faster. Its credit requirements are not particularly stringent, but the company doesn't provide information about maximum loan-to-value or debt-to-income ratios, so the only way to know for sure if you'll qualify is to fill out its online form.

You won't find too many reviews of Beeline's loans online yet, but you should expect to soon. The few customer reviews available now are almost entirely positive, and the company hasn't had any Nationwide Mortgage Regulatory Actions or Consumer Financial Protection Bureau complaints that would raise any red flags about its practices. The company is still young, but it appears to be heading for a bright future.