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BMO Harris Bank Mortgage Refinance Review

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Founded in 1882, BMO Harris Bank is a full-service bank offering a wide range of financial products, including mortgage refinancing, first mortgages, and home equity lines of credit. Headquartered in Chicago, Illinois, the bank operates more than 500 branches.
 
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How is BMO Harris Bank rated?

Breakdown

Overall Rating: 0 / 5 (N/A)

BMO Harris Bank has a century-long history in banking. The company manages to straddle the divide between the convenience of online banking and the personal touch afforded by having real live bankers to advise you when you need them. BMO Harris operates some 500 physical branches across eight states.

BMO Harris offers a wide range of home finance products including first mortgages, cash-out refinancing, rate and term refinancing, and home equity lines of credit. Homeowners with diverse needs can find a solution that meets them within BMO Harris' product selection.

The BMO Harris Bank website offers various resources and tools for customers trying to compare various mortgage scenarios and find the right loan for their needs.

Loan Options

Lender Type
Bank
Loans Offered
Rate & Term
Cash-out
Refinance
Loan Programs
Conventional
Jumbo
Fixed Year Terms
30 Year Fixed
20 Year Fixed
15 Year Fixed
10 Year Fixed
Adjustable Rate Mortgage Terms
10/1 ARM
7/1 ARM
5/1 ARM
5/1 Jumbo ARM

Loan Variety - 0 / 5

BMO Harris offers several different ways to refinance your home. Depending on your current mortgage and other financial circumstances, you can select a traditional rate and term loan, a cash-out loan, or a home equity line of credit to help you reach your financial goals. So whether you're simply looking for a lower mortgage rate or want to take equity out of your home to make a major purchase, BMO Harris can help you explore your options.The company provides additional flexibility by offering both fixed- and variable-rate loans and a selection of loan terms. BMO Harris also offers both conventional and Jumbo loans.

Application Process

Maximum LTV

Ease of Process - 0 / 5

You can begin the process for a loan through BMO Harris online. You can also start by giving the company a call. Customer service is available Monday through Saturday. Once you are approved for a loan by BMO Harris, you can complete the entire process online.

BMO Harris offers a couple of loan calculators. One can help you find out how much you will be eligible to borrow based on the equity you have in your home. Once you decide how much you want to borrow, you can estimate payments on that amount, too.

BMO Harris Bank Reputation

Memberships & Regulatory Info.

Nationwide Mortgage Licensing System ID
401052
NMLS Collection Date
2020-10-28
CFPB Total Mortgage Complaints
766
CFPB Collection Date
2020-10-28

Online Reviews

BBB Rating
A+
BBB Positive Reviews
1
BBB Negative Reviews
73
Date Collected
2020-10-28

Customer Service and Reputation - 0 / 5

BMO Harris receives an A+ rating from the BBB. The company is not rated on Trustpilot. Given the broad scope of BMO Harris' operations, BMO Harris ranks pretty favorably for CFPB complaints.

Contact & Additional Information

Homepage URL
https://bmoharris.com
Company Phone
(888) 340-2265
Headquarters Address
111 West Monroe Street, Chicago, IL, 60603
Year Founded
1882

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Customer Comments & Reviews

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C
Customer
3/2/2021
We are a current customer and want to refi. They do not answer their phones.

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