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North American Savings Bank Mortgage Refinance Review


ConsumersAdvocate.org Rating: 4.5 / 5 (Excellent)
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North American Savings Bank (NASB) is a local bank and national lending agency based in Grandview, Missouri. The company's services include retail banking, residential lending, IRA lending, commercial lending, and construction lending. Its mortgage refinancing services have helped more than 46,000 homeowners close over $12 billion in home loans.
 
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How Do We Rate North American Savings Bank?

Breakdown

4.6/5
Loan Variety
4.5/5
Ease of Process
4.5/5
Customer Service and Reputation
4.5/5
Discounts and fees

Our Overall Rating: 4.5 / 5 (Excellent)

The North American Savings Bank's flexible mortgage refinance services and solid reputation will appeal to wide range of borrowers.

The company's services can be an excellent choice for consumers who need to refinance their mortgage but do not have the best credit scores. It is also a great alternative for U.S. military veterans and active-duty members, on whom the company focuses.

Loan Options

Lender Type
Lender
Loans Offered
Rate & Term
Cash-out
Loan Programs
FHA
VA
Conventional
Jumbo
Maximum Loan Size
729,750
Fixed Year Terms
30 Year Fixed
15 Year Fixed
Adjustable Rate Mortgage Terms
5/1 ARM

Loan Variety - 4.6 / 5

The NASB's variety of loan options makes it easy for consumers to pick a term and program that best suits them.

The company can purvey loans for fixed terms of 30 or 15 years and loans with an adjustable rate of 5/1. It offers both rate & term and cash-out types of loans on FHA, VA, conventional, and jumbo programs.

Application Process

Minimum Credit Score
620
Waived Fees
Origination fees, Lender fees

Ease of Process - 4.5 / 5

Consumers may apply for NASB mortgage refinance through phone call or by filling an online application on its website.

The company asks for personal information in addition to the loan's intended purpose and the applicant's military background. The NASB waives origination and lender fees and will not limit itself to looking at credit scores when considering loan candidates.

North American Savings Bank Reputation

Memberships & Regulatory Info.

Memberships
FDIC
Nationwide Mortgage Licensing System ID
400039
Nationwide Mortgage Regulatory Actions
0
NMLS Collection Date
2018-05-22
CFPB Total Mortgage Complaints
0
CFPB Collection Date
2018-05-22
Total VA Loans Written (Q1 2017)
1,354 loans
Total VA Loan Amount (Q1 2017)
$442,219,455

Online Reviews

BBB Rating
A+
BBB Positive Reviews
0
BBB Negative Reviews
5
BBB Neutral Reviews
0
Date Collected
2018-05-22

Customer Service and Reputation - 4.5 / 5

The NASB consistently ranks as one of the top residential and VA lenders in the U.S.

The company was founded in 1923, is a member of the FDIC, and enjoys an excellent reputation online. It has an A+ grade and is accredited with the BBB.

It also has no complaints on the CFPB or regulatory actions against it reported by the NMLS.

Contact & Additional Information

Homepage URL
https://www.nasb.com
Company Phone
(800) 677-6272
Headquarters Address
12498 S. 71 Highway, Grandview, MO, 64030
Year Founded
1923

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