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Harley-Davidson Motorcycle Insurance Review
ConsumersAdvocate.org
11 Customer Comments & Reviews - see all comments
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Harley Davidson Insurance operates as a subsidiary of Harley Davidson Financial Services, Inc. Though the Harley Davidson brand is best known for motorcycles and related accessories, the company's financial branch also offers insurance, financing, extended service contracts, and motorcycle maintenance protection. The parent company was founded in 1903 and is based in Milwaukee, Wisconsin. Its insurance plans are underwritten and administered by The Sentry Group.
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11 Customer Comments & Reviews
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Have auto payments each month but every month i get a cancellation notice. Complain about it and was told it’s taking care of and will not happen again. But surprise for the sixth month it happened again. Cancellation notice because my automatic payment didn’t take the money out of my account
Have had insurance on my 2021 Harley with Harley last two years, no claims. Traded in the bike for a new Breakout, 2024 called to find out how much the rate was. Ended up in a fight with the sales lady trying to find out! I ended up hanging on her. Ill move on.
Don’t go here !!! On 3rd year renewal Rate jumped from $160 a year to $800+. No tickets , no accidents. Don’t go here! I bundle with car insurance got for $130 month. Things have changed here
I have had insurance with Harley Davidson Insurance many years...thought i was happy with this insurance company. I recently put in a claim for rock chip to our fender on out bike. First claim i have had with them. They want this to be a collision claim. Confused with that! I called them and got an agent explained what happened and they said that would be a comp claim. I have spoken with several other adjusters about a situation like this and all say the same it should be comprehensive claim. This isn't about the cost of the repair it is about how they are handling a claim period, what would be my service if we had been in an actual collision. I will be changing my insurance... Read More
Had a claim on my 2008 Honda Goldwing for a deer strike about 4 weeks after I bought the bike and the Harley Davidson insurance policy. The company did a great job - they handled my claim without delay and paid for all the repairs as expected, minus my $100 deductible.
At first I thought they were pretty good and reasonable. I had them for over a year on my first motorcycle, no complaints, UNTIL. A new driver ran a red light and I T-boned them, I was fine and she was at fault, one would think it was straight forward, it was then I learned how terrible HD Insurance really is. It started out filing a claim, everything seemed ok, then they decided based on pictures they were going to total the motorcycle, then they never asked if I had anything I needed to get off the motorcycle, they simply towed it and said send them the title. When they finally did payout on a total loss, minus the deductible, it was less then what I was initially told, (I probably... Read More
Motorcycle riders beware! This company may seem like the absolute ideal insurance for your bike, but it's not. The premiums change without notice, if you make a change to your policy your monthly payments can sky rocket depending on where you are at in your year of insurance. There is a cancellation fee if you decide to go to another company. Usually the cancellation fee is $60 or 10% of the total policy premium, in most cases, it's whichever amount is higher. The dealers aren't informed about how the insurance works, so they unknowingly have you purchase the policy if you buy your bike in the evening or on the weekend and tell you that you can cancel the policy with no problem. That... Read More
I had this company for over a year. My monthly payment was going to my credit card so I never missed a payment. Then what we all fear, fraudulent charges appeared on my credit card. My credit card company called me and we immediately closed that account. That was on April 14, 2020. My insurance payment was scheduled for the 15th, I did not even think about the payment as my credit card company told me that all reoccurring payments will be notified of my news account #. On April 15 when my payment didn’t go through the insurance company canceled my insurance. They never reached out to me to submit another payment type or anything. 4 days later I get a notice that they canceled my insurance... Read More
Three times the annual premium of the Foremost Insurance policy and Foremost provided more coverage. Then when I cancel they charge me a $45.99 early cancellation fee and threaten me with a collection agency if I refuse to pay it. POS rip-off. With subsidiaries like this, no wonder the motor company is struggling. I am buying an Indian next time.
Would not recommend this insurance company to my worst enemy. They keep hounding you after you have canceled the policy.
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- Instant, Personalized Motorcycle Insurance Quotes
- Over Four Decades of Motorcycle Insurance Experience
- Competitive Coverage at Great Prices
- Comprehensive Protection for Your Bike and Accessories
