We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. Learn more
  1. Home
  2. Personal Loans
  3. Fiona Review

Even Financial, Inc. / Fiona Personal Loans Review

21 Customer Comments & Reviews - see all comments
Our content is free because we may earn a commission when you click or make a purchase using our site. Learn more.
Fiona provides a comprehensive way to search for loans from top providers. Fiona is created and powered by Even Financial, the company was founded in 2015 and is based in New York. The company provides a quick and simple online application that delivers competing loan offers from different loan providers in seconds so you can get matched with a personalized offer all in one place.
 
VIEW RATES
Call: (800) 410-1488

How is Fiona rated?

Breakdown

4.0/5
Flexibility
4.5/5
Interest Rates
4.0/5
Discounts & Fees
4.5/5
Customer Service and Reputation

Overall Rating: 4.2 / 5 (Excellent)

Fiona offers a secure loan search platform that makes applying for a personal loan quick and easy. One of its standout features is its comparison feature, which gives customers real-time information on loan offers from top providers. Most importantly, Fiona helps customers get matched with the loan they need. Although Fiona is a relatively young company, it originated over $600M in personal loans in 2019 alone. It offers consumers multiple channels of communication, including phone, email, and a web form. However, although its website does have an FAQ section, it lacks good informational articles that might educate consumers on the ins and outs of personal loans. The company has partnered with some of the biggest names in the industry, including Amex, Lending Club, Upgrade, SoFi, and Freedom Plus, which gives it a vote of confidence in our book.

Fiona Loan Specifics

Loan Specifics - 4.5 / 5

Fiona connects people who are seeking personal loans with banks and other marketplaces so that they can compare loan offers. The lenders recommended by Fiona can provide loan amounts of $1,000 - $250,000 for terms of 2 to 7 years. The company's interface is particularly easy to use and provides fast quotes with minimal information. Though prospective customers must provide a social security number, the initial inquiry will not result in a hard credit pull. After this, the loan details will completely depend on the chosen lender. In some cases funds can be disbursed via direct deposit by the next business day, making Fiona one of our faster personal loan marketplaces.

Loan Uses

Debt/Credit Card Consolidation
Buy Home
Major Purchase
Home Improvement
Medical Expenses
Wedding
Moving/Relocation
Vacation
Start Business
Education
Taxes
Loan Minimum
$1,000.00
Loan Maximum
$250,000
Term Length
2 to 7 Years
Direct Deposit
Yes
Pay Creditors Directly
Yes
Decision Time
Just a few minutes
Disbursement Time
Next business day
Credit Insurance
Yes
Unemployment Protection
Yes

Representative Loan Sample

A customer who borrows $5,000 on a 36-month repayment term and at a 10% APR will make monthly payments of $161.34. Total repayment will be $5,808.24. Total interest paid will be $808.24.

Fiona Qualification

Qualifications & Flexibility - 4 / 5

Fiona evaluates prospective customers' credit scores, credit usage, and financial history in order to prequalify them for a loan. After that, customers are automatically directed to a specific lender or lenders. In some cases, customers will be referred to another marketplace. Beyond this, lenders have their own list of qualifications. Some might require information about the applicant's educational background and more specific employment information. Optimal debt-to-income ratios and minimum FICO scores will also vary by lender. Since the prequalification requires only a soft pull, it could be instructional for consumers to see what sizes and types of loans they may qualify for.
Minimum FICO Score
Not specified
Personal Income Considered
Yes
Debt to Income Ratio
Not specified
Verify Bank Account
Yes
U.S. Citizen
Yes
Hard Credit Pull
No

Fiona Cost of Loan

Costs, Interest Rates, Discounts & Fees - 4.5 / 5

Fiona affiliates offer the standard, wide APR range that is typical of the personal loan industry. Fiona's service is 100% free. All associated fees, including origination fees, will depend entirely on the chosen lender. Some Fiona affiliates, such as SoFi, advertise that they impose no fees of any kind and do not impose a pre-payment penalty. Anyone taking out a personal loan should be sure to research the fine points of all offers provided.
APR Range
2.49% - 35.99% APR
Origination Fee
Depends on lender
Missed Payment Penalty
Depends on lender

Other Fees

Application Fee
Pre Payment Penalty
Administration Fee
Returned Check Fee
Check Processing Fee

Fiona Reputation

Customer Service and Reputation - 4.5 / 5

Fiona is a comprehensive way to search for loans from top providers and is located in New York City. The company has no presence with the BBB or Trustpilot. Furthermore, there are no complaints lodged with the CFPB about the firm.
Type of Institution
Marketplace
Year Founded
2015
Headquarters Address
43 W 24th Street, Fl 5, New York, NY, 10010
Homepage URL
https://hifiona.com

Our Comments Policy  |  How to Write an Effective Comment

Leave a comment for Fiona Personal Loans
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.

21 Customer Comments & Reviews

Loading Reviews ...
Self M
11/9/2018
Dont waste your time. This is a fraud that these people are doing

A
adam
4/27/2018
They say they have a loan for you but when all said and done they dont waist of my time

K
Kevin N
2/6/2018
2/16/18 Don't waste your time! This is just a junk referral company that give's you small amount loan offers. My credit score is in the 720's and the best they could offer me is a $5000 loan to consolidate some credit card debt. Who has just has $5000 worth of credit card debt? I know somebody does but not many of us!

W
William S
2/6/2018
I cannot comment because I have no experience for this provider. I could comment if loan is approved.

Dan A
12/11/2017
This place is a bogus bunch of venture vultures. They quote a very reasonable interest rate and terms up to 84 months, Then they make you fill out tons of nonsense and send in verification of identity (which you can't get erased) then they will offer you some crappy 16% loan with 36 month terms. I have an 800+ credit score. The whole thing is a fraud, Stay away at all costs.

J
Jennifer
12/8/2017
I understood everything well.

M
Margaret. E
11/29/2017
Filled out. App x2 and each time it got to my address it went back to the beginning and erased my info. ??my address is 27 county Rd 117 in Corinth Ms. So what was the problem ????

M
Myra L
11/7/2017
Fast response and easy.

Melissa L
10/14/2017
Penny Hoarder article said to try this company to consolidate high interest debt to a LOWER interest, as low as 4.99%. I applied and our credit is good, with no late payments. We were offered a loan at 27%!!! HOW IS THAT SUPPOSED TO HELP??? WHAT A JOKE!!

A
Aaron
9/14/2017
Quick simple easy loan no credit checks no account required

Our Partner
  • Loans from $1,000 to  $250,000 available
  • Rates from 2.49% to 35.99%APR 
  • Loan terms from 2 to 7 years
  • See if you're pre-approved instantly. Loan search is free and will NOT affect credit score.
  • Use the funds for debt consolidation, home renovation, large purchases, unexpected expenses and more.
  • Funding as soon as next business day.

Sample loan: a four-year $9,500 loan with an interest rate of 15.49% and an APR of 18.34% will require an estimated monthly payment of $266.76 and a total cost of $12,804.37.

READ FULL REVIEW >
(800) 410-1488
VIEW RATES

Related to Personal Loans

Top Articles
Suggested Comparisons