Money Today Personal Loans Review

** MoneyToday is currently out of business

Category

Loan matching service

Loan Details

Unsecured personal loans

Yes

Minimum loan amount

$100

Maximum loan amount

$10,000

Minimum loan period

Depends on lender

Loan period

6 months to 5 years

Loan rates

4.99%-29.95%

Direct deposit

Yes

Application

Online application time

A few minutes

Response times

A few minutes

Qualifications

US citizen or permanent resident

18 years and older

Residents of Arizona, Arkansas, Georgia, New York, North Dakota, Oregon, West Virginia and Washington are not eligible to apply for any loans

Information Used

Employment history

Personal income

Credit rating

THE OPERATOR OF THIS WEBSITE IS NOT A LENDER, does not make credit decisions, and does not charge any fees. This Website does not constitute an offer or solicitation to lend.  This Website provides a service wherein we submit the information you provide to one or more lenders and attempt to match you with a lender. This service is not available in all states, and the states serviced by this Website may change from time to time and without notice. Providing your information on this Website does not guarantee that you will be matched with a lender or approved for a loan. The lender may perform a credit check or otherwise verify the information you provide. Not all lenders can provide you with the loan amount you requested. All financial terms of the loan will be presented to you by the lender. Cash transfer times may vary between lenders and may depend on your individual financial institution.

Borrow Responsibly – A short-term loan should be used for short-term financial needs only, not as a long-term financial solution.  You should seek credit counseling if you have financial difficulties.

MoneyToday Summary

MoneyToday makes finding a lender quite easy with their loan matching service. Its $10,000 maximum loan ceiling sits at the middle of those being offered by similar personal loan services. APRs start 4.99%, but this is only available for those with outstanding credit ratings and depends on the lender’s approval. So realistically a higher APR figure should be expected.