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YesMunee Personal Loans Review

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YesMunee is a personal loan marketplace that connects users to lenders online for loans of up to $5000.

The company is based in Cheshire, England and was designed for short-term relief from financial emergencies and needs.

Its services are completely free and devoid of any additional or hidden fees.
 
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How is YesMunee rated?

Breakdown

0.0/5
Flexibility
0.0/5
Interest Rates
0.0/5
Discounts & Fees
0.0/5
Customer Service and Reputation

Overall Rating: 3.2 / 5 (Very good)

YesMunee is a good choice for anyone who needs smaller loans in a short span of time.

It's also a good alternative for those with bad credit who still need this level of funding.

Consumers should be aware that there is barely any information or feedback about the company, however.

YesMunee Loan Specifics

Loan Specifics - 4 / 5

The lenders YesMunee connects borrowers to offer loans on a lower spectrum, from $250 to $5,000.

These loans have varying term lengths depending on the lender–but will generally have terms of three to sixty months–and can be used for just about anything a borrower wants.

A loan decision can be determined in as little as one minute, but disbursement time is more difficult to measure given that it depends on the actual lender and not YesMunee.

Loan Uses

Debt/Credit Card Consolidation
Buy Home
Major Purchase
Home Improvement
Medical Expenses
Wedding
Moving/Relocation
Vacation
Start Business
Education
Taxes
Loan Minimum
$250.00
Loan Maximum
$5,000
Term Length
3 to 60 months
Direct Deposit
No
Pay Creditors Directly
No
Decision Time
1 minute
Disbursement Time
Varies between lenders, may take as little as 15 minutes
Credit Insurance
No
Unemployment Protection
No

Representative Loan Sample

A $2,000 loan over a 24-month term would have a total payback amount, including interest, of $2,369.49. APR 18.2%.

YesMunee Qualification

Qualifications & Flexibility - 4 / 5

YesMunee's basic requirements for eligibility are to be at least 18 years old and a U.S. citizen, have a valid checking account, not currently be a debtor in a bankruptcy case, or presently intend to voluntarily file for bankruptcy relief.

In order to provide an accurate quote and connect borrowers to lenders, the company will also ask for basic information about their person, current employment status, and transfer details.
Personal Income Considered
Yes
Verify Bank Account
Yes
U.S. Citizen
Yes
Hard Credit Pull
No

Alternative Factors to Credit Score Considered

Applicants must not currently be debtors in a bankruptcy case or presently intend to voluntarily file for bankruptcy relief.

YesMunee Cost of Loan

Costs, Interest Rates, Discounts & Fees - 4 / 5

YesMunee does not charge its users any fees whatsoever–it provides its loan quote and matching service completely free of charge.

The companies that YesMunee connect to potential borrowers offer loans with drastically varying ranges of APR, from as low as 3.95% to 35.99%.
APR Range
3.95% to 35.99% APR
Origination Fee
0% Origination Fee

YesMunee Reputation

Customer Service and Reputation - 3.5 / 5

YesMunee connects borrowers to lenders, and as such does not make loan decisions itself.

It is hard to accurately measure YesMunee's reputation since it lacks any comprehensive consumer feedback online.

For more info, check out our review of the 10 Best Personal Loans of 2019.
Type of Institution
Marketplace

Disclaimer

Yes Munee does not make any credit decisions. The lenders we work with may perform credit checks so that they can determine your credit worthiness, credit capacity, or credit standing. Such credit checks may be undertaken by these credit reporting bureaus: Equifax, Trans Union, Experian. By submitting your application with Yes Munee, you agree to allowing our lenders to verify your personal information, and checking your credit rating. Please be conscious of the fact that if you miss a payment, or make a late payment, this can have a negative affect on your credit score.
NMLS
Yes Munee is a 100% free, and no obligation loan brokering service. We connect consumers who want to borrow money, with a large panel of lenders who could be willing to lend to them. We are not a lender ourselves, and we do not provide funds, have any influence in any loan approval, or make any lending decision. Every lender in our network has different and unique criteria for offering a personal loan, and each has different terms and conditions, including fees and rates. When we present you with a lender’s offer, that lender is providing you with a no obligation loan proposition. You should read their proposition and associated terms carefully before finalising your application with the lender. Yes Munee’s bespoke financial technology allows our customers to reach a large network of lenders who fit your personal borrowing requirements via one fast, simple search.
Headquarters Address
120 Cross Street, Sale, Cheshire, England
Homepage URL
https://yesmunee.com

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Customer Comments & Reviews

Loading Reviews ...
Concrete J
12/15/2018
They never told me if I had the loan or not they just kicked me out after i put all my info in...sounds like a scam.

Top Rated
Our Partner
  • Get personalized pre-qualified rates from multiple lenders.
  • 2 Minute Process
  • Loans from $600 - $200,000 
  • Rates from  6.94% - 35.99% APR
  • Loan terms of 1 - 7 years.
  • Rated A+ by the BBB
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