5 High Yield, Low-Risk Places To Put Your Savings Right Now
Best For Deposits Over $7k
Earn up to 4.00% APY* with $0 balance
- Minimum Balance to Open an Account: $0
- Cash Bonus up to $300 with Direct Deposit¹
- No Account Fees² & No-fee Overdraft Coverage³
- Up to 2-Day-Early Paycheck⁴
- Up to $2M of Additional FDIC Insurance⁵
*Rate as of 12/3/2024
Earn 4.50% APY*
- No more hidden fees - we keep banking hassle-free.
- Enjoy free monthly maintenance
- Watch your savings grow with daily compounded interest.
- Deposit anytime, anywhere with unlimited mobile check deposits.
- Deposits are FDIC-insured up to $250,000
*Rate as of 12/19/2024
Earn 3.75% APY with a Discover®️ online savings account
- Earn 5X* the National Savings Average with no monthly fees
- No monthly fees & no minimum opening deposit
- No monthly balance requirements
- FDIC-insured
*See disclaimer below
Earn 4.35% APY*
- With a Balance of $5,000 or More*
- Earn 0.25% APY with a Balance of Less than $5k*
-
$100 Minimum Deposit to Open Account
-
No Account Opening or Monthly Service Fees
- CIT Bank Account is FDIC Insured
*Rate as of 12/20/2024