Compare Good Sam vs. Progressive RV Insurance
What’s the difference between Good Sam RV Insurance and Progressive RV Insurance? See how our editors compare the two companies below.
Last Updated: December 10, 2024
Key Facts
Specialty RV Coverage - Save up to $530 Per Year
- 96% overall customer satisfaction rating
- Total-loss replacement for motorhomes and travel trailers
- Specialized coverage for full timers or first-time weekend RV'ers
- RV storage option allows you to save even more by turning off coverage when your RV is not in use!
- Progressive Insurance - Trusted by Over 18,000,000
- Competitive rates, tons of discounts (safe driver, pay-in-full, multi-car, multi-policy, quoting online & more)
- Name your price Tool®
- Comprehensive List of RV Covered Items
- Roadside Assistance Included
- Recreational Vehicles, Trailers & Fifth Wheels
OVERALL RATINGS
| Good Sam | Progressive | |
|---|---|---|
| Coverage & Benefits | 4.6/5 | 4.5/5 |
| Customer Support | 4.5/5 | 4.0/5 |
| Cost | 4.5/5 | 4.0/5 |
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Final Verdict
Good Sam RV Insurance has a higher overall rating than Progressive RV Insurance. Good Sam scores better than Progressive across: Customer Support, and Cost. Both companies score similarly on Coverage & Benefits.
Customer Comments & Reviews
Good Sam RV Insurance review
This company is crooked as hell. They charged me a renewal fee after I sold my camper and canceled the policy. When I called to get my money back they hit me with a $50 cancellation fee. Who keeps paying for a service you don’t need anymore? Don’t use these crooks!! One star cause they don’t have negative one
Progressive RV Insurance review
I purchased this last 2 years, I think it good for me.
Progressive RV Insurance review
Have had Progressive RV insurance for about 3 years now. Last summer had my catalytic converters stolen and Progressive was there to help get them replaced in time for a cross country trip. When we go back still had some issues and ended up having to take to a dealer an hour away. The dealer caused some damage to the awning and refused to admit it. I thought, that is what insurance is for and started a claim. Progressive, again, did a great job on helping me get it fixed. The other day I got a non-renewal notice from them. Think it is odd for a company to non-renew a client that pays on time, had 1 moving violation in 40 years, has only ever submitted 2 claims to an insurance company for a total of $1500. Was going to switch my auto and home to them this year, glad I waited. I get having metrics and flags to ID poor risks, but think you need to look at all of the information about your clients.
Good Sam RV Insurance review
I had a policy to cover my class C for the past four years. I NEVER had a claim, not one. Then we sold the RV and have not yet acquired our new one which is a couple of months away. They wanted to charge me $50. for CANCELLING the policy??? I went ballistic! This is TOTALLY wrong. I asked to have a call back from someone "higher up" after the sweet little girl on the phone told me twice, "it is in the contract". Well, she was right, but I still think that SUCKS. It would be like going to the same supermarket for four years and then deciding to go elsewhere and getting a bill for $50 because we stopped shopping there. The idea is ridiculous... and sound like pure greed. Anyway... I suppose because I complained, I did get a call back the next day and was told that they would be mailing me a check for the $50. in the next couple of weeks.... we shall see!!! I did get the refund they owed me as a credit to my credit card (less the $50), It is not the money in my case, it is the principle. Until they TAKE THAT OUT of their contract, I will not be going back to them for coverage on my new RV. And that... is the rest of the story!
Progressive RV Insurance review
I've been with Progressive for my motohome insurance for 3 years. The first couple of year I had modest increases as one might expect. The latest renewal notice had an increase of nearly $200 for the year. I called the independent agent and she ran it again and came up with the same premium. I went online and submitted a request through American Adventure. They responded within an hour with a rate using Progressive that was below what I paid in my first year with Progressive. Plus, the coverage was better with a guaranteed value (not depreciated value) in the case of a total loss, and better coverage for the loss of personal items from the motorhome.
I then called my local independent agent and had her re-quote with the same policy levels. Again her quote remained the same even with increasing the deductible from $250 to $1000. She said something about "diminishing deductible" for the higher rate she was quoting.
I think that's riduculous to pay a higher rate each year for a diminishing deductible, someting I may never take advantage of. I can afford a $1000 deductible especially when it lowers my premium by over $300 a year. All that and I'm still with Progressive.
Progressive RV Insurance review
We had extensive damage to our fifth wheel due to hail and straight line winds. Progressive was wonderful to work with and keep us informed of the progress of the claim. They paid the claim in a timely manner, I highly recommend using this company to insure your RV/fith wheel/camper.
Good Sam RV Insurance review
After going thru the website to purchase coverage, still had to talk to an agent and go all the way BACK and repeat all the information by phone. A real aggravation.
Good Sam RV Insurance review
Unfortunately in April 2017 I had to file a claim for my 2010 Allegro motorhome with Good Sam. All I can say is that the agent Katie Pitts was extremely courteous, professional and efficient. I am a USAA customer for 38 years and I didn't think other companies could/would compare to the outstanding service I received from Good Sam/National General insurance. I previously used Progressive and cancelled them because when I moved from Florida to North Carolina, Progressive transferred my policy to NC but reported to the state of Florida that had cancelled my policy instead stating that had moved and Progressive was still insuring me. I found this out when I went to the DMV to request a new license in NC. Officer told me that my driving privileges were about to be denied. Needless to say when I called Progressive I did not get anywhere. I had to write a letter to Florida DMV with proof that I always had coverage. A major nightmare. Meanwhile Good Sam folks were very helpful and easy to work with. Calls and emails were immediately answered. Great service. Now I don't know if because of this claim if Good Sam will drop me or punish me with a very high renewal rate.