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Compare National General vs. Progressive RV Insurance

What’s the difference between National General RV Insurance and Progressive RV Insurance? See how our editors compare the two companies below.
Last Updated: December 10, 2024
National General
4.6 / 5 - Excellent
#4 in RV Insurance
Progressive RV Insurance
4.3 / 5 - Excellent
no_rank
vs

Key Facts

"Turn Off" for liability & collision during storage - Save 53%

  • Top rated choice: A+ BBB rating
  • Cover your personal belongings or attachments
  • Full-timer coverage options
  • Mexico insurance options available
  • Total Loss RV replacement
  • Progressive Insurance - Trusted by Over 18,000,000
  • Competitive rates, tons of discounts (safe driver, pay-in-full, multi-car, multi-policy, quoting online & more)
  • Name your price Tool®
  • Comprehensive List of RV Covered Items
  • Roadside Assistance Included
  • Recreational Vehicles, Trailers & Fifth Wheels

OVERALL RATINGS

 National GeneralProgressive
Coverage & Benefits4.8/54.5/5
Customer Support4.3/54.0/5
Cost4.5/54.0/5

Coverage & Benefits Differences

Basic Coverage

 National GeneralProgressive
Bodily Injury Liability
Property Damage Liability
Collision
Comprehensive
Personal Injury
Medical Payments
Uninsured/Underinsured Motorist

RV Specific Coverage

National General
vs
Progressive
  • Total Loss Replacement
  • Full Timer
  • Belongings & Personal Effects
  • Permanent Attachments
  • Emergency Expense Allowance
  • Mexico Insurance
  • Total Loss Replacement
  • RV Roadside Assistance
  • Full Timer
  • Belongings & Personal Effects
  • Emergency Expense Allowance
  • Mexico Insurance
  • Vacation Liability

RV's Covered

National General
vs
Progressive
  • Class A
  • Class B
  • Fifth Wheel Trailer
  • Mounted Truck Camper
  • Class A
  • Class B
  • Class C
  • Conventional Trailer
  • Fifth Wheel Trailer
  • Pop-up Tent Trailer
  • Mounted Truck Camper
  • Toy Hauler & Horse Trailer
  • Cargo/Utility & Single Horse Trailer

Cost & Discounts Compared

 National GeneralProgressive
Premium
Annual Premium will vary by driver and vehicle'
As low as $125/year
Deductible
Deductible will vary by driver and vehicle'
Deductible will vary by driver and vehicle
Bundle Options
Auto
Motorcycle
Discounts
Bundled Policy
Safe/Responsible Driver
Low Mileage
Paid-in-Full
Storage Option
Safe/Responsible Driver
Paid-in-Full

How is their customer support?

Services

National General
vs
Progressive
  • Online Claim Reporting
  • 24/7 US-based Support
  • Online Claim Reporting
  • Claim Tracking
  • 24/7 US-based Support
 National GeneralProgressive
BBB Rating
A+
A+
Number of BBB Positive Reviews
113
7
Number of BBB Neutral Reviews
3
6
Number of BBB Negative Reviews
82
186
Date Collected
2019-01-03
2019-01-03

Contact & Additional Information

 National GeneralProgressive
Homepage URL
Company Phone
(888) 293-5108
(800) 776-4737
Mailing Address
P.O. Box 3199, Winston-Salem, NC, 27102
6300 Wilson Mills Rd., Mayfield Village, OH, 44143
Year Founded
1920
1937

Final Verdict

National General RV Insurance has a higher overall rating than Progressive RV Insurance. National General scores better than Progressive across: Coverage & Benefits, Customer Support, and Cost.


Customer Comments & Reviews

sunlemming
12/6/2024
National General RV Insurance review
We've had excellent service and rates from National General over the years for motorhomes and travel trailers. We just bought another trailer and are going with them again!


dennis.wellington
5/8/2024
National General RV Insurance review
They react FAST. HAD CLAIM For WINDSCEEN REPAIRED IN A less than a WEEK. Easy to work with


E
Evan
8/17/2022
Progressive RV Insurance review
I purchased this last 2 years, I think it good for me.


mwilson
6/1/2022
Progressive RV Insurance review
Have had Progressive RV insurance for about 3 years now. Last summer had my catalytic converters stolen and Progressive was there to help get them replaced in time for a cross country trip. When we go back still had some issues and ended up having to take to a dealer an hour away. The dealer caused some damage to the awning and refused to admit it. I thought, that is what insurance is for and started a claim. Progressive, again, did a great job on helping me get it fixed. The other day I got a non-renewal notice from them. Think it is odd for a company to non-renew a client that pays on time, had 1 moving violation in 40 years, has only ever submitted 2 claims to an insurance company for a total of $1500. Was going to switch my auto and home to them this year, glad I waited. I get having metrics and flags to ID poor risks, but think you need to look at all of the information about your clients.


clearskyken
12/17/2019
Progressive RV Insurance review
I've been with Progressive for my motohome insurance for 3 years. The first couple of year I had modest increases as one might expect. The latest renewal notice had an increase of nearly $200 for the year. I called the independent agent and she ran it again and came up with the same premium. I went online and submitted a request through American Adventure. They responded within an hour with a rate using Progressive that was below what I paid in my first year with Progressive. Plus, the coverage was better with a guaranteed value (not depreciated value) in the case of a total loss, and better coverage for the loss of personal items from the motorhome. I then called my local independent agent and had her re-quote with the same policy levels. Again her quote remained the same even with increasing the deductible from $250 to $1000. She said something about "diminishing deductible" for the higher rate she was quoting. I think that's riduculous to pay a higher rate each year for a diminishing deductible, someting I may never take advantage of. I can afford a $1000 deductible especially when it lowers my premium by over $300 a year. All that and I'm still with Progressive.


Janet B
10/10/2018
Progressive RV Insurance review
We had extensive damage to our fifth wheel due to hail and straight line winds. Progressive was wonderful to work with and keep us informed of the progress of the claim. They paid the claim in a timely manner, I highly recommend using this company to insure your RV/fith wheel/camper.