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nbkc bank personal Money Market Savings Account Review

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Based in Kansas City, Missouri, the National Bank of Kansas City (nbkc) is a physical and digital bank that offers financial products for personal and business purposes. The bank has three additional branches in the cities of Overland Park, Liberty, and Leawood. Its saving account, the Personal Money Market Savings Account, has a varying APY rate and features little to no fees.
 
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How is nbkc bank rated?

Breakdown

Overall Rating: 0 / 5 (N/A)

The National Bank of Kansas City is undoubtedly a good choice for citizens of Kansas and Missouri. However, its simple online functionality and excellent customer support make it easy to work with the bank from afar, wherever in the US you are located. The lack of a fixed, high-yield APY for savers in the lower ranges is counteracted by a large network of available ATMs and very little fees to speak off. We recommend NBKC's Personal Money Market Savings for consumers who want an account that is simple, easy-to-use, and provides quality customer service.

nbkc bank Account Features

Balance Requirements - 0 / 5

The NBKCs saving account is called Personal Money Market Savings but mostly operates as a regular savings account. The account has APY rates at 2.75%. Interest compounds on a daily basis. The Personal Money Market Savings account can be fully managed online and on mobile devices, but those who need an in-person visit have the option of going to any of the bank's four branches. Two are located in Kansas and two in Missouri. Customers can use their NBKC Debit Mastercard® to access funds from the MoneyPass® network of over 32,000+ ATMs for free.

APY (Annual Percentage Yield)

2.75%
Interest Compounded
Daily
Integration with Other Online Accounts
Checking
Retirement Accounts
Health Savings Accounts
Loan Accounts
Mobile App
Yes
Debit/ATM Card
Yes
ATM Fees
The NBKC will reimburse customers for up to $12 in out-of-network ATM.
No-Fee ATM
No-Fee at Branded ATMs
No-Fee at Network ATMs
Reimbursement for Domestic ATMs
Branch Offices
NBKC has four branches, two in Missouri–its headquarters in Kansas City and in Liberty–and two in Kansas–in Leawood and in Overland Park.

nbkc bank Fees and Restrictions

Rates and fees - 0 / 5

There are very little fees associated with the NBKC Personal Money Market Savings accounts. Customers may not have a balance of over $1,000,000.00 and require a $5.00 deposit to open the account. The minimum balance to receive APY is only $0.01. As with other banks, NBKC savings account owners may only make six transactions per cycle. Doing any more will result in penalties from the bank.

Fees

Maintenence
Insufficient Balance Fee
Inactivity Fee
Passed Monthly Transaction Limit Fee
Returned Deposit Fee
Overdraft Fee
Out of Network ATM Fee
Minimum Opening Deposit
$5.00
Minimum Balance for Promotional APY
$0.01
Maximum Balance
$1,000,000.00

nbkc bank Reputation & Financial Strength

Financial Stability & Ratings - 0 / 5

NBKC's reputation is one of its strongest points. The bank is well-regarded by customers, as evidenced by an overall lack of complaints online. The bank currently holds an A+ rating with the Better Business Bureau and is accredited by them. Also on the BBB are hundreds of positive reviews, resulting in a 5-star customer rating. Consumers can reach the bank via phone call, email, live chat, and social media. Support is available from 8 am to 5 pm, as well as 24/7 in case of an emergency such as losing a debit card. The only thing we couldn't find about NBKC was its financial ratings and a Trustpilot page, the latter being largely unimportant due to the vast amount of positive reviews the bank continues to receive elsewhere.
Year Founded
1999
Consumer Financial Protection Board (CFPB) Complaints
0

Contact Methods

  • Phone
  • Email
  • Chat
  • Social Media
BBB Rating
A+
BBB Total Complaints
2
BBB Resolved Complaints
0
Customer Support Hours
8am to 5pm
Live Help 24/7
No

Company Profile

Full Name
nbkc bank personal Money Market Savings Account
Company Website
https://www.nbkc.com
Headquarters
8320 Ward Parkway, Kansas City, MO, 64114

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Customer Comments & Reviews

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Lonnie W
3/13/2019
NBKC isn't paying a rate as good as some other banks and digital neobanks but being an out-of-state customer who uses it's app and website has been an easy and pleasant experience. When needed their live support function has been great, with a polite, professional rep ready to assist.

Top Rated
Our Partner
3.90% APY on Savings Account
  • $0 monthly balance
  • 60,000 ATMs
  • Easy cash access
  • 24/7 live customer support
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