We research all brands listed and may earn a fee from our partners. Research and financial considerations may influence how brands are displayed. Not all brands are included. Learn more
  1. Home
  2. Short Term Health Insurance
  3. HealthNetwork Review

HealthNetwork Short-Term Health Insurance Review

Our content is free because we may earn a commission when you click or make a purchase using our site. Learn more.
HealthNetwork is an online, independent insurance marketplace that connects people who want to purchase different types of insurance to providers that offer plans that meet their needs and budgets. It offers access to major medical plans, Medicare Advantage plans, short-term health insurance coverage, and dental and vision insurance. It also offers consumers the ability to view health products as a standalone policy or as part of a bundled insurance package. Established in 2015, the company has helped more than 18 million people research their health insurance options.
 
VISIT SITE
Call: (855) 840-1032

How is HealthNetwork rated?

Breakdown

5.0/5
Plan Features
4.5/5
Cost
4.5/5
Customer Experience and Financial Reputation

Overall Rating: 4.7 / 5 (Excellent)

HealthNetwork enables customers to compare short term health insurance plans quickly and easily. Unlike long term plans, customers can enroll and cancel at any time. This then allows them the flexibility of being covered until they can pick up as traditional plan during the next open enrollment period. Short term plans can be purchased through HealthNetwork from a variety of providers in term increments of 30 days to 1 year. Like all short term plans; however, coverage is limited and will not include pre-existing conditions among other things.

HealthNetwork Key Plan Features

Plan Features - 5 / 5

HealthNetwork provides quotes from some of the biggest names in health insurance. These include Cigna, Aetna, and UnitedHealthCare, among others. Coverage generally includes visits to your primary care physician and any specialists, urgent care, labs, x-rays, screenings, emergency room, and hospital visits. The plans offered by HealthNetwork are budget-friendly and start at less than $40 a month, though this cost depends on the consumer’s location, the benefits they select such as the deductible and lifetime maximum, and other factors. Waiting periods, cancelations policies, and account management features will all vary according to the provider HealthNetwork ultimately pairs the customer with. We encourage consumers to check first for coverage options with individual providers before they commit to any purchase.
Coverage
Routine Doctor Visits
Labs
X-Rays
Diagnostic Services
Hospital
ER
Term Range
30 days - 1 year
Waiting Period
Varies by provider
Prescription Coverage
Prescription plans will vary by provider. Typically, short term health insurance plans feature prescription discount cards.
Optional Benefits
Varies by provider.

HealthNetwork Plan Cost

Cost - 4.5 / 5

Customers using HealthNetwork can receive a quote in as little as two minutes. All users have to do is fill out a short form with minimal information, including zip code, phone number, and email. Enrolling in the plan can be done entirely online or you can call and speak to a licensed agent who can enroll you over the phone. Consumers can get short term coverage as quickly as the next day. As coverage is more limited that traditional plans, premiums are also generally a lot cheaper. With short term plans, customers usually have the option of choosing their own out of pocket maximum, deductible, and coinsurance percentage, all of which will affect the final premium price. However, these options will depend entirely on the provider. The deductible and coinsurance examples we've cited are common of short term health insurance plans and for reference purposes.
Deductible Frequency
Per Cause
Per Term
Deductible
$1,000
$2,500
$5,000
$10,000
$12,500
Coinsurance
20%
30%
40%
0%

Customer Experience and Financial Reputation - 4.5 / 5

HealthNetwork operates an educational site that has a wealth of information about the pros and cons of short term health plans. It also provides access to quotes from top short-term health insurance providers, as well as medicare, dental, vision, and small business insurance. Short-term insurance is best used as a temporary option for coverage. Users are typically in between jobs, changing family status, or graduating from college, among other situations. In terms of customer experience, HealthNetwork does not have a presence on Trustpilot or the BBB. As with coverage options and price, we encourage consumers to check this information with whichever short term plan provider HealthNetwork seeks to pair them with.
Company Type
Marketplace
Company Used for Financial Strength Ratings
UnitedHealthCare
Moody's Financial Rating
A1
AM Best Financial Rating
a+

Company Profile

Full Name
HealthNetwork Short-Term Health Insurance
Company Website
https://healthnetwork.com/
Headquarters
301 Clematis Street, West Palm Beach, FL, 33401

Our Comments Policy  |  How to Write an Effective Comment

Leave a comment for HealthNetwork Short-Term Health Insurance
Minimum 12 words.
 No maximum length.
* What's Your Rating?
To make this comment as helpful as possible for our community, please provide at least 2 sentences.
Top Rated
Our Partner
  • Coverage terms range from 30 days to 1 year
  • Enroll in short-term insurance whenever you want and cancel whenever you want
  • No cancellation penalties
  • Plans start at $30.70 a month (subject to limitations)
(855) 840-1032
VISIT SITE

Related to Short Term Health Insurance

Top Articles