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Blue Bridge Small Business Loans Review


ConsumersAdvocate.org Rating: 3.8 / 5 (Very good)
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Blue Bridge Financial, also known as Blue Bridge, is a direct lender that offers financing options for small businesses. The company claims to have financed nearly 8,000 small businesses and contributed to the growth of 30+ industries. The company was founded in 2009 and is headquartered in Reston, Virginia.
 
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How is Blue Bridge rated?

Breakdown

4.0/5
Loan Options
4.0/5
Application Requirements
3.0/5
Average Rates & Fees

Overall Rating: 3.8 / 5 (Very good)

Blue Bridge is a good option for small business owners who are looking for alternatives to traditional banking loans. The company offers diverse products based on the needs of multiple industries and can provide you with an answer to your loan approval in as little as four hours. You can apply for a Blue Bridge loan online or call directly to ask any questions you might have before applying.

Loan Options

Available Loan Types

SBA Loans
Revenue-based Financing
Equipment Funding
Working Capital Loans
Term Loans
Lines of Credit
Invoice Financing
Merchant Cash Advances
Equipment Loans

Term Loans

Max Loan Amount
$500,000
Min Term Length
24 months
Max Term Length
72 months

Loan Options - 4 / 5

Blue Bridge offers three kinds of loans: an equipment finance agreement (EFA), a rental inventory loan and a working capital loan. These products are designed to be a quick and easy alternative to a traditional bank loan, as Blue Bridge usually approves loans within four hours and offers flexible terms of 24-72 months. The company offers loans of up to $500,000 and only utilizes soft credit pulls when determining your financial stability.

Blue Bridge Rates & Fees

Term Loans

Min APR
6.99%

Average Rates & Fees - 3 / 5

The specifics of the rates and fees associated with a Blue Bridge loan depend on the product you choose and your financial standing. For example, Blue Bridge’s construction equipment financing loan starts at a 6.99% rate, with terms ranging from 24-72 months. Other rates and fees related to other products may vary. Contact Blue Bridge directly if you’re interested in a particular loan to learn more about the rates and fees associated with it.

Application & Qualifications

Online Application
Approval Time
4 hours

Application Requirements - 4 / 5

You can apply for a loan with Blue Bridge of up to $300,000 through its app. Loans larger than this will need to be requested through traditional channels. You will typically need a FICO score of at least 610 to qualify for a Blue Bridge loan, although they consider every case on its own merits. You will also need to prove your business stability and provide collateral depending on the type of loan for which you are applying.

Blue Bridge Reputation

Customer Feedback

BBB Rating
A
Date Collected
2024-11-19

Consumer Education - 4 / 5

Blue Bridge Financial, Inc. is an accredited business with the Better Business Bureau, with an A rating and just 3 complaints closed in the last three years. You can contact Blue Bridge by calling 866-777-1011 or emailing at sales@bluebridgefinancial.com. The company also provides a number of educational resources including a blog and extended FAQ to learn more about its products and services.

Contact & Additional Information

Homepage URL
https://bluebridgefinancial.com/
Company Phone
(866) 777-1011

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Our Partner

Applying won’t affect credit score

  • Loan Amounts: $5,000 to $250,000
  • Average Yearly Revenue requirements: $100,000
  • Minimum Credit Score: 625 FICO
  • Minimum Time in Business to apply: 1 year
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