Atom Finance Stock Tips Review

Services and Account Features

Atom account holders have access to a wealth of information they can use to make more informed investment decisions. The company provides data on individual stocks as well as market sectors. You can read institutional-quality news and transcripts of noteworthy events. Users can help themselves to historical financial reports, analyst estimates, and, of course, real-time quotes. The company also keeps users up-to-date on recent SEC filings. You can search the site a number of ways, including by sector or keyword.

Atom offers both free and premium account options. Their free account is very generous. Individual investors can follow what appears to be an unlimited number of stocks. You can integrate one or more of your portfolios with your Atom account so you can keep abreast of your real-time P&L, returns, holdings, trades, and more. Each time you use the app, it automatically refreshes your data. You can also create your own financial models with Atom. 

Atom Premium accounts are recommended for institutional investors. To open one, you will need an invitation. From what we’ve read, invitations aren’t easy to come by. The company does allow you join a waiting list on its website, though.

You can use Atom from your desktop, laptop, tablet, and IOS or Android phone. 

Fees

A basic Atom account is free. Hard to argue with that, right? Atom does not disclose the fees it charges for Atom Premium on its website. We assume that when you sign up for an Atom Premium account, they do tell you how much the service costs. But investors who want to shop around and compare price/service combinations without going to the trouble of opening a bunch of accounts, won’t be able to include Atom in their comparisons. On the other hand, it only takes a few minutes to open a free Atom account and you needn’t provide any sensitive financial data to do so.

Customer Experience

Atom stands out for its community-oriented approach that allows users to submit their own content for publication. Users can also engage with each other through the app’s chat feature. Including such a feature cuts both ways, of course. On the one hand, it may offer the opportunity to gain financial insight from other users, compare strategies, and more. On the other hand, information exchanged through chat is not vetted by Atom and may or may not be based on objective data. There’s also the potential for abuse: not everybody on the internet is very nice. Still, for investors who enjoy being social and part of a community, Atom might be a great choice. 

Atom offers an overview of the features and benefits of subscribing to its app. The overview isn’t tremendously detailed. For example, the company doesn’t state how many stocks it follows. To really see what it’s like to use Atom, you need to open an account, We wish the company allowed customers to get a better feel for using the app by just visiting their site , but signing up is pretty painless. 

The look of the Atom app is not as attractive as some other companies’ products. Atom doesn’t seem to have put much time into making their site easy on the eyes. But both the company and some Atom reviews we’ve read point out that the app regularly adds and tweaks features. So greater legibility and a more intuitive experience may be just down the road.

Reputation and  Accreditation 

Like other stock tip sites, Atom makes it clear in their terms of use that they are not offering investment advice, per se, just information to help investors make more sound financial decisions on their own. Because the company is not a financial advisor in a legal sense, it isn’t governed by SEC regulations. That’s a really important distinction that investors should keep in mind when using the Atom app. Atom isn’t legally bound to act as your fiduciary—in other words, exclusively in your best financial interest—like the best financial advisors are. On the other hand, they provide a great deal of information for no or little cost. You won’t get that from a live financial advisor.

Through our research we have learned that stock tip sites aren’t often reviewed by such organizations as Trust Pilot or the BBB. We’re not quite sure why that’s the case, but Atom is one of those unrated companies. If you sign up for a free account, you can always open a chat with an actual account user and discuss his or her personal experience with Atom. And we think that’s pretty cool.