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Fairfield Funding Structured Settlements Review


ConsumersAdvocate.org Rating: 4 / 5 (Very good)
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Founded in 2008 and based in Atlanta, Fairfield Funding is a company that focuses exclusively on purchasing structured settlements and annuities. The company is on the small side, but has an excellent reputation for customer service, with clients often citing representatives for patience and considerateness. Fairfield has an A+ with the BBB and no negative reviews.
 
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How Do We Rate Fairfield Funding?

Breakdown

4.0/5
Company Reputation
0.0/5
Customer Support
0.0/5
Educational Resources

Our Overall Rating: 4 / 5 (Very good)

Fairfield Funding isn't as large a company as others we evaluate, but it has a good reputation for customer service, if satisfied clients are anything to go by. The company stands out for a few reasons. It guarantees the best possible deal on selling your structured settlement or it will pay you $500. Since these deals often take months to close, Fairfield also guarantees the fastest distribution time possible, and a no-interest cash advance within 5 days, which we don't see among many other structured settlement buyers.

Fairfield Funding Financial Stability

Financial Stability - 3.5 / 5

Fairfield may be on the young side compared to several of the structured settlement purchaser industry leaders, but the organization's staff has over 20+ years of experience. However, it is not clear as to the certifications or accreditations of Fairfield's staff. Aside from an in-house counsel it is not clear if they employ those with certified financial credentials, and there is no contact list of employees on the website. That being said, there's no apparent red flags in the company's financial history, and customer reviews are overwhelmingly positive across all the pertinent review websites.
Year Founded
2008
Company Type
Direct Funded
Place of Registration
USA

Pertinent Financial Information

Fairfield Funding appears financially sound, as we can find no significant items of concern in the organization's history.

Fairfield Funding Services

Services - 5 / 5

Fairfield offers fairly standard buyout options, processing times, and additional services when compared with other, similarly-sized structured settlement buyers. One big area Fairfield Funding stands out is with their "100% Guarantee." The firm guarantees to get you the best price for your structured settlement or they will pay you $500. Additionally Fairfield guarantees a no-interest cash advance within 5 days, and a closing time that is fast as the law allows. In terms of fees, aside from the discount rate, Fairfield has no additional or hidden fees. The company also covers all court costs.
Structured Settlement Buyouts
Some Payments
Entire Settlement
Other Services
Buy Lottery Winnings
Estimated Processing Time
45 - 90 days

Fairfield Funding Reputation

Company Reputation - 4 / 5

Fairfield Funding has an A+ with the BBB, but currently no Trustpilot presence. For a structured settlement factoring company, Fairfield has a pretty positive reputation among online customer reviews. The company also seems to respond to all reviews personally, be they positive or negative. Clients often call out representatives by name and praise them for helping through a difficult financial time. Customers report Fairfield is clear, detailed, and transparent about the options they can provide and the amount of money they can receive.
BBB Rating
A+
Number of BBB Positive Reviews
1
Number of BBB Negative Reviews
0
Date Collected
2018-02-21

Litigation and Regulatory Actions

In 2009 it was alleged Fairfield was using other structured settlement brokers' URLs to drive traffic to their website. No action was taken regarding this, and regardless of the claim's veracity there's no evidence of Fairfield engaging in this practice now.

Company Profile

Full Name
Fairfield Funding Structured Settlements
Company Website
https://www.fairfieldfunding.com
Headquarters
1441 Dresden Dr. Suite 290, Atlanta, GA, 30319

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Customer Comments & Reviews

Loading Reviews ...
L
Lynn C
3/8/2019
I decided to go with Fairfield after talking to multiple other companies, and they were the only ones honest and up front with me. They didn't harass me nonstop, and they got the transfer done quickly. Definitely recommend them!

Top Rated
  • Provides numerous examples of structured settlement valuations
  • Website includes text of structured settlement sales laws from all 50 states
  • Free quotes
  • "No spam" pledge to those seeking quotes
  • Calls encouraged from people with quotes from other companies
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