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Splash Financial Student Loan Refinancing Review


ConsumersAdvocate.org Rating: 4 / 5 (Very good)
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Founded in 2013, Splash Financial is a lending marketplace that offers borrowers a wide range of options. Offering both fixed- and variable-rate loans for customers with college and graduate school debt, the company can help you consolidate multiple loans, lower your monthly payments, and reduce the lifetime cost of borrowing. Splash is located in Cleveland, Ohio.
 
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How is Splash Financial rated?

Breakdown

4.0/5
Loan Specifications
4.0/5
Eligibility Requirements
4.0/5
Customer Experience
4.0/5
Reputation

Overall Rating: 4 / 5 (Very good)

Splash Financial offers borrowers a wide range of student loan refinancing options, with a very easy-to-use online loan calculator and competitive interest rates. Splash Financial is a reputable business. Through its partner lenders, the company offers products that can reduce the lifetime costs of student loans by thousands of dollars.

Targeted initially toward medical school graduates, Splash Financial is a great choice for any graduate who wants to simplify their payments and save money in the process. In addition to competitive rates, Splash offers an easy online loan application process.

Splash Financial Loan Specifics

Loan Specifications - 4 / 5

Splash Financial is a reputable company whose products may reduce the lifetime costs of student loans by thousands of dollars. The company's partners offer both fixed-rate and variable-rate products and a variety of loan terms to suit a wide range of borrower needs.

Splash student loan refinancing is for college graduates who are earning income. Loans are open to either the graduate or parent of the graduate with payment terms of 5, 7, 10, 12, 15, 20 or 25 years.
Loan Types
Undergraduate
Graduate
Parent
Maximum Loan Amount
No maximum
Terms
5
7
10
12
15
20
25
Rates
Fixed
Variable
Fixed APR Range
4.99% - 10.24% APR*
Variable APR Range
5.28% - 10.24% APR
Repayment Options
Full Repayment
Fixed Monthly Repayment

Splash Financial Qualifications

Eligibility Requirements - 4 / 5

To refinance through Splash Financial, borrowers must be US citizens, permanent residents, or visa holders, have outstanding loans of at least $5,000, and have an associate, bachelor's, or graduate degree.

In addition, borrowers must have proof of income from a current employer and a minimum credit score of 640.
Citizenship Requirement
U.S. Citizen
Permanent Legal Resident
Minimum Credit Score
640
Income Verification
Degree Required

Splash Financial Customer Experience

Customer Experience - 4 / 5

After answering just a handful of questions, borrowers can quickly and easily learn the rates available to them with Splash Financial's online loan calculator.

They also offer a great online guide to their services and eligibility requirements, as well as a detailed FAQ. Borrowers can contact Splash via email, by phone during regular business hours, and online chat.
Online Quotes
Student Loan Refinance Calculator
Services
Live Chat

Splash Financial Company Reputation

Reputation - 4 / 5

Splash Financial has earned an A+ rating from the BBB. The company also earns 4.8 out of 5 stars on Trust Pilot based on 62 reviews.
Lender Type
Non-bank Financial Institution
Year Founded
2013
BBB Rating
A+
Trustpilot Rating
4.8 out of 5
Date Collected
2022-11-28

Disclaimer

*The rates displayed may include a 0.25% autopay discount. Fixed loans feature repayment terms of 5 to 20 years. For example, the monthly payment for a sample $10,000 with an APR of 5.47% for a 12-year term would be $94.86. Variable loans feature repayment terms of 5 to 25 years. For example, the monthly payment for a sample $10,000 with an APR of 5.90% for a 15-year term would be $83.85.

Company Profile

Full Name
Splash Financial Student Loan Refinance
Company Website
https://www.splashfinancial.com/
Headquarters
812 Huron Road East, Suite 350, Cleveland, OH, 44115

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Customer Comments & Reviews

Loading Reviews ...
dave533i
4/27/2021
I dont see you at all in the Better Business Bureau listings. Please advise. I want to do business w you but I need a valid reference

M
Mark W
3/30/2021
This company is run by a bunch of clowns. Awful experience and poor website.

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