Our #1 Choice
Our Partner

🥇Our #1 Choice for Students and Parents

  • Lowest Rates - APR starting at 3.47%1
  • Cover up to 100% of school costs
  • Offers instant credit decision
  • Apply online in less than 3 minutes
  • No origination or prepayment fees

 

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#2
Our Partner

Easy Online Application

  • Undergraduate fixed APRs from 3.54%-15.99% (with autopay)1
  • No fees ever
  • Flexible terms and repayment options
  • Students with cosigners are 5x more likely to be approved*
#3
Our Partner
  • Variable rates 4.54% - 14.71% 
  • Fixed rates 3.49% - 15.49% 
  • Lowest rates shown include 0.25 percentage point interest rate discount with auto debit payments.¹
  • Applying online is easy - you could receive a credit result in about 10 minutes.
  • Multiple repayment options from in-school payments to deferred.¹ No origination fee or prepayment penalty.²
  • Borrow up to 100% of school-certified expenses, whether you're online or on campus.³
  • Last year, students were 4x more likely to be approved with a cosigner.⁴
  • Over 16,000 ATMs throughout the United States
  • Available for all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico 
  • Loan terms for up to 30 years
  • Auto loan financing as low as 2.89%
  • Online and mobile banking-friendly
  • Debit card fraudulent transactions protection
  • Cashback and rewards program through BankAmeriDeals®
#5
Our Partner

Ascent

  • Fixed rates start at 3.39% APR1
  • Students 4x more likely to be approved with a cosigner
  • Receive 1% cash back of total original balance when you graduate

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