Global Underwriters Travel Insurance (Canada) Review

Overview

Global Underwriters specializes on medical travel insurance, and as such may not meet the specific needs of travelers for whom that is not a priority. However, the company’s medical coverage is extensive, it works with a partner that specializes on trip cancellation and they offer additional coverage based on risk for frequent international business travel such as kidnapping or extortion. With a solid reputation and a reimbursement larger than most travel insurance companies, Global Underwriters gets high marks from us.

Coverage

Global Underwriters focuses on medical insurance for travelers, while outsourcing their trip cancellation part of its website to a partner company. The company offers a wide variety of policies to those traveling to the US or nationwide, offering up to $1,000,000 in emergency medical reimbursement. However, the company does not cover pre-existing conditions for non-US citizens.

Available Plans:

• Medical
• Kidnap, Ransom and Extortion
• General Liability
• Medical Evacuation
• Customizable Group Travel
• Business Travel

Emergency Medical Coverage:

• Injury/Illness/Death of Traveler
• Injury/Illness/Death of Non Traveling Family Member
• Natural Disaster at Destination
• Tour Operator/Airline/Cruise Line Ceases Operation
• Terrorism/Evacuation at Destination
• Theft of Passport Prior to Trip
• Accidental Death and Dismemberment

Maximum Emergency Medical Reimbursement:

• $1,000,000

Maximum Emergency Medical Evacuation Reimbursement:

• $1,000,000

Maximum Baggage Reimbursement:

• $500

Financial Strength

The company does not work directly with other insurance companies to underwrite its policies, and as such is not rated by AM Best, Standard and Poor’s, or Moody’s.

Reputation

As an insurance company, Global Underwriter’s pricing varies by quotes made based on the travel plans and budget of the travelers, as well as the services they need covered. Global Underwriters is an accredited business with the Better Business Bureau, holding an A+ rating with no complaints in the last three years. The company remains unrated by Trustpilot.

Customer Support

Those needing to contact Global Underwriters can call at their toll-free number or write them an e-mail. The company’s website does not currently support a live chat option, nor do they have a dedicated mobile app.