Seven Corners Travel Insurance Canada Review
All of the Basics Plus COVID19 Coverage
With a business record going back nearly thirty years, Seven Corners offers Canadian citizens the most popular types of travel insurance bundled into three primary plans: RoundTrip Basic, RoundTrip Choice, and Getaway USA for travelers who plan to visit the USA only. RoundTrip Basic and RoundTrip Choice plans include trip cancellation, trip interruption, travel medical, lost or delayed baggage, medical evacuation, and repatriation of remains coverage. The Getaway USA plan offers more limited coverage: trip cancellation and trip interruption only. However, other types of coverage under this plan are available as options for an additional cost.
Seven Corners has updated its policies to cover COVID19-related claims, including trip cancellation and interruption, accident and sickness, and trip delays in the event a covered traveler contracts the virus. COVID-related coverage varies by plan, so be sure to study Seven Corner's policies carefully if COVID coverage is a priority for you. Like most travel insurance plans, Seven Corner's plans will not cover you if you decide to cancel, interrupt, or delay your trip out of fear of contracting COVID19 in your destination.
We also noted that Seven Corners offers a rare type of coverage: under its RoundTrip Choice plan, the company will cover the costs of boarding or kenneling your pet if the need to do so arises from a covered reason under your policy.
Who's Covered Under Seven Corners Travel Insurance
Seven Corners RoundTrip Basic plan is available for up to ten travelers under a single policy. The company's RoundTrip choice offers the option of covering larger groups. The Getaway USA plan must be purchased separately by each traveler. Group coverage isn't available under the GetAway USA plan. Seven Corners also offers separate plans that cover medical expenses only. These include the Liaison Travel Medical plan, the Liaison Plus plan (which includes COVID19 coverage), and the Liaison Student plan, which is available for students, faculty, and their family members. There's a Plus version of the Student Liaison plan, too, which includes COVD19 coverage.
Customize Your Plan With Optional Riders
Seven Corners stands out for the variety of optional riders it offers, making it easy to fully customize your coverage. Optional riders include:
- Cancel for Any Reason
- Interrupt for Any Reason
- Optional Rental Car Damage
- Event Ticket Registration Fee Protection
- Sports & Golf Equipment Rental
Excellent Reputation
Seven Corners is not accredited or rated by the Better Business Bureau. However, it is highly rated on Trustpilot where the consumers award the company an excellent 4.7 out of 5 stars. There have been no complaints filed against the company with the National Association of Insurance Commissioners (NAIC), a regulatory board that monitors ethical business practices in the insurance industry.
The Downside
Because Seven Corners offers so many ways to customize your coverage, learning about all coverage options and figuring out which plan is best for you is a time-consuming process on the website. Information is spread over many pages and the site is not particularly well-organized. The live chat feature on Seven Corner's website is spotty. We tried accessing an agent twice to no avail. The company does offer a free quote tool, however, we wish that we could have easily learned more about the company's coverage before seeking a quote.
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Customer Comments & Reviews
- Offering all major coverage types including trip cancellation, trip interruption, travel medical, auto and baggage
- Highly customizable with a wide range of optional riders
- Coverage for COVID-19 related cancellations, interruptions, delays, and medical claims
- Separate policies available for travel medical only
- Special plans for students and academics
- Cover up to 10 travelers under a single policy
- Larger group coverage available under some plans