10 Best Travel Insurance For Cruises - April 2025
Find the best cruise travel insurance plans and see why Allianz is our top choice choice for trip insurance. Get cruise coverage for missed flights, medical, lost baggage, and more.
🥇Voted Best Provider by Travel Weekly 7 Years In a Row
🥇Voted Best Provider by Travel Weekly 7 Years In a Row
🌏 Affordable Travel Insurance starting at $27
- Medical Emergency, Lost Baggage, Trip Delays & more
- Annual, Single/Multi-Trip & Cruise Insurance
- Rental Cars, Theft & Cancel Anytime Coverage
- Trusted by 70 Million Travelers Worldwide
- Best Price Guarantee: Compare & Buy Travel Insurance
- Over 100,000 Verified 5-Star Customer Reviews
- Get Instant Coverage for Domestic & International Trips
- Cruises, Theft, Cancellations, Lost Baggage, Medical Expenses & more
- Fast Claims & 24/7 Travel Care
- Trip Cancellations, Interruptions, Delays & More
- Emergency Medical Expenses, Access 20K+ Tele Doctors
- Reimbursements Made to Your Phone's Wallet in Mins
- America's Largest Travel Insurance Marketplace
- Lowest Price Guarantee on any Plan
- 100+ Policies to Compare from Top Providers
- Over 3 Million Travelers Protected
- Domestic, International, Road Trips & Weekend Coverage
- Up to $100K for Travel Medical Expenses
- Policies for Cruises, Families & Seniors
- 24/7 Emergency Assistance
- $50K–$250K in Emergency Medical Coverage
- Pre-Existing Condition Coverage on Select Plans
- 24/7 Emergency & Concierge Services
- 10-day Review Period for Full Refund
- Cancel for Any Reason Coverage Available
- Free Coverage For Kids Under 17 in All Plans
- Lost Baggage & Personal Belongings
- Up to $250K Medical Coverage
Best Trip Insurance Plan: Allianz Travel Insurance
Travel confidently with Allianz Travel Insurance, trusted by millions worldwide for its reliable protection and exceptional service. Whether you're planning a weekend getaway or an overseas adventure, Allianz International Travel Insurance offers comprehensive coverage tailored to your trip. From trip cancellation to emergency medical support, Allianz insurance ensures you're protected against the unexpected. See our Allianz Travel Insurance reviews to see why it's the best trip insurance option.
What Does Cruise Insurance Cover?
Cruise insurance helps protect your trip from the unexpected—like missed departures, itinerary changes, or medical emergencies at sea. It also covers lost baggage and delays, so you can relax and enjoy your cruise worry-free.
Allianz Travel Insurance
Allianz Travel Insurance Overview:
Allianz Travel Insurance is a globally recognized provider of travel protection services, offering coverage for trip cancellations, medical emergencies, lost luggage, and more. Backed by Allianz Group, one of the world’s largest financial services companies, it brings decades of experience and financial stability. With 24/7 customer support and a wide range of customizable plans, Allianz aims to deliver peace of mind for travelers worldwide.
Coverage Options:
Allianz offers a range of policies that include trip cancellation, emergency medical coverage, lost luggage protection, and emergency evacuation services. Their plans are designed to suit various traveler needs, whether for short domestic trips or international adventures.
- Trip Cancellation & Interruption – Reimburses prepaid, non-refundable trip costs if you cancel or cut your trip short for a covered reason.
- Emergency Medical & Dental – Covers medical treatment and dental emergencies while traveling.
- Emergency Medical Transportation – Provides coverage for medical evacuations or transportation to appropriate facilities.
- Baggage Loss, Damage, or Delay – Reimburses costs for lost, stolen, or delayed baggage.
- Travel Delay – Covers additional expenses incurred from delayed flights or other travel interruptions.
- Accidental Death & Dismemberment – Offers a benefit to your beneficiary in the event of serious injury or death during the trip.
- 24/7 Assistance Services – Access to a global network for travel and medical emergencies, including concierge services.
Optional add-ons may include rental car damage coverage and cancel-for-any-reason upgrades depending on the plan selected.
Flexibility:
Allianz offers policy flexibility with options for single trips, multi-trip plans, and annual coverage. Upgrades and extensions are available.
Claims Process:
Submitting a claim is straightforward, with online and phone support available. Allianz is known for relatively quick claims processing, ensuring prompt assistance during travel disruptions.
TravelInsurance.com
TravelInsurance.com Overview:
TravelInsurance.com makes it easy for travelers to compare and buy travel insurance from top-rated insurers at the guaranteed lowest price. The site has assisted millions of travelers in securing travel insurance, earning over 100,000 5-star reviews and protecting $3.5 billion in trip costs.
How TravelInsurance.com Helps You Find the Best Policy:
- Easily compare insurance providers side-by-side with detailed policy insights.
- Use smart filters to find plans based on your trip length, coverage type, and destination.
- Adjust price and coverage options with simple, user-friendly tools.
- Get clear, detailed breakdowns of what’s included and what’s not for easy decision-making.
Compare & Buy Travel Insurance Online:
Enter your trip details to compare and buy travel insurance from trusted insurers. Get instant confirmation of coverage and travel worry-free.