Direct Vision Insurance Review
ConsumersAdvocate.org
Direct Vision provides full-service brokerage for vision insurance plans, connecting agents and online consumers to the country’s leading insurance providers and benefit carriers. Its vision insurance plans help consumers enjoy discounts and savings on eye treatments and eyewear from both in-network and out-of-network providers.
Services and Features
Direct Vision members may select from VSP or EyeMed vision plans which include in-network and out-of-network benefits. Vision plans provide members discounts and savings on lenses, frames, and sunglasses. The company allows members to enjoy their coverage without waiting periods. Direct Vision also provides an online tool to help find the nearest available eye care provider.
The company also provides online quotes to give customers an estimate of how much specific coverages will cost. A list of compatible vision insurance providers is given upon entering your zip code, indicating the plan name, monthly premium, and effective date.
|
Covered Items |
|
|
Glasses |
✔ |
|
Contacts |
✔ |
|
Eye Examinations |
✔ |
|
LASIK |
5%-15% savings on LASIK or PRK |
|
Allowances |
$150 Frames Allowance |
|
Lens Options |
|
|
Scratch Resistance |
$15 |
|
UV Coating |
$15 |
|
Anti-Glare |
$45 |
|
Polycarbonate |
$40 |
|
Tinted/Colored |
$15 |
|
Types of Vision Plans |
|
|
Individual |
✔ |
|
Family Plan |
✔ |
|
Stand-alone Plans |
✔ |
|
Preferred Provider Organizations |
✔ |
|
Employer Provider |
✔ |
|
Health Maintenance Organizations |
✔ |
|
Network |
|
|
Out-of-Network Coverage |
Yes. Please see schedule of benefits. |
|
Size of Network |
Providers include over 96,700 for EyeMed and 60,200 for VSP. |
|
Find Doctors Online |
✔ |
|
Pricing |
|
|
Plan Name |
EyeMed Access or VSP Choice |
|
Co-payment – Exam |
$15 |
|
Co-Payment - Glasses |
$25 |
|
Premium |
As low as $11.53 per month |
|
Coverage Period |
|
|
Waiting Time |
No Waiting Periods |
|
Enrollment |
Calendar Year Benefits |
|
Cancellation |
Direct Vision Insurance comes with a 30-day Customer Satisfaction Guarantee. You have 30 days after your plan becomes effective to cancel your plan if you are not satisfied for any reason. Any premium paid, minus the enrollment fee, will be fully refunded provided no covered services have been rendered.* If services have been provided, you may still cancel your policy however the premium paid will not be eligible for reimbursement. |
|
Customer Resources |
|
|
Provider Lookup |
✔ |
|
Online Account Management (Ameritas Portal) |
✔ |
|
Mobile App (Ameritas App) |
✔ |
|
Phone |
✔ |
|
|
✔ |
Vision Insurance at Direct Vision
Direct Vision, with the help of its independent licensed agents, gives online consumers the option of selecting the best vision insurance plans based on budget and eye care needs.
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Get Coverage Now - No Waiting Periods
- Includes annual eye and vision exams
- Discount on LASIK eye surgery
- Includes a $150 frame allowance
