Phoenix Capital Group High-Yield Opportunities Review

Types of Investments Offered

Phoenix Capital Group offers investors interested in profiting in the lucrative energy sector the opportunity to invest in high-yield oil and gas bonds. Investing in energy bonds is potentially less risky than investing in energy stocks, though, of course, the potential rewards of stock investing may be higher. 

The company offers three classes of bonds:

Regulation A+ bonds are open to all investors. They are issued for three-year terms. Currently, the bonds are yielding 9%. To participate in this investment class, you must make a $5,000 minimum investment. Interest on Regulation A+ bonds is paid monthly. 

Short-Term Regulation D bonds are open to accredited investors only. An accredited investor is typically someone whose net worth exceeds $1 million. These bonds are issued for 9 or 12 months. Phoenix Capital Group reports current yields of 8% to 9%. You must make a minimum investment of $100,000 to participate in this bond market. Interest may be paid monthly or you can elect to have your interest compound.

Long-term Regulation D bonds are also open to accredited investors only. They're issued for 3, 5, and 7 year terms. The minimum investment in these bonds is also $100,000 and they, too, offer monthly or compounded interest. Presently, Phoenix Group is reporting 10% to 12% annual yield on these bonds.

How is Your Investment Protected?

Private bonds such as the ones Phoenix Capital Group sells are not the same as government savings bonds. Earnings aren't guaranteed and may fluctuate during the time you hold on to them. So you must rely on the bond issuer's strategy and actions to protect your investment. In Phoenix Capital Group's case, bonds are backed by considerable assets. Capital is re-invested immediately to maintain steady revenue for the company and its investors. The company purports to employ a conservative heading strategy that predicts it will still be able to meet its debt obligations even in the face of negative market fluctuations of 75%. But there's no FDIC standing behind your investments with these oil and gas bonds, so if you're looking for maximum protection, you may want to consider a different investment class.

Reputation

Phoenix Capital Group is a relatively young company founded in 2019. But it has quickly garnered a positive reputation among consumers and consumer advocacy groups. The Better Business Bureau awards the company an A+ rating. Customers who review the organization on the BBB's website concur and give Phoenix Capital Group a 5-out-of-5-star rating.  The company is similarly rated on Trustpilot, where it earns 5 stars, as well.

Phoenix Capital Group Summed Up

In its short time in business, Phoenix Capital Group has earned a positive reputation with consumers. Customers praise the professionalism of the company's staff and report that their investing expectations are being met through their bond purchases. 

Investing in energy bonds issued by Phoenix Capital Group may be well-suited to investors who have a moderate tolerance for risk and want their money to earn more than it would in a low-risk investment like CDs or money market accounts. Currently, Phoenix Capital Group is reporting yields more than twice that of such FDIC-insured investments. Investing through Phoenix Capital Group is flexible enough for both short- and long-term investors, with bond terms ranging from 9 months to 7 years. But minimum investment requirements may inhibit people with less to invest from purchasing these assets.