Select Auto Protect Car Warranties Review

Select Auto Protect offers customers a choice of three different protection plans: Platinum, Gold, and Silver. As you step up to a pricier plan, the number of covered parts and systems increases. The company provides a straightforward chart on its website to make comparing plans side by side easy. Coverage under the company's Platinum plan is pretty comprehensive and in line with the company's competitors' offers.

As happens with most car warranties, auto parts that are subject to wear-and-tear and normally replaced periodically as cars age—for example, shocks and struts, batteries, wiper blades, and similar items—are not covered under Select Auto Protect's plans. Nor is the cost of making repairs to these items and systems if the damage is due to wear and tear and not outright failure of a part. The line between wear and tear and failure can get blurry because, yes, parts that wear out do fail.

Select Auto Protect's service agreement makes it clear that car owners are responsible for maintaining their vehicles according to owner's manual specifications. If failure to perform maintenance results in mechanical damage to your car—you don't keep up with oil changes and your engine seizes up, for example—you won't be covered for that damage. We can't stress enough how important it is to understand the coverage limits of any warranty you purchase. A company can supply great customer service, but if you're expecting coverage for an excluded repair or you don't live up to your maintenance obligations under the terms of your agreement, you're bound to be disappointed in any warranty you purchase.

Select Auto Protect policyholders can make unlimited claims during their coverage period. All repairs must be pre-authorized by the company in order to be eligible for coverage. <.br>
To make a claim, bring your car to an ASE-certified mechanic and provide your Select Auto Protect coverage information. You or your mechanic can then call the company to authorize the repair. Your mechanic will be paid by phone via credit card when the repair is complete.

If you have a preferred mechanic, it may make sense to check whether he or she accepts Select Auto Protect coverage. It's hard to picture a mechanic turning down immediate payment by credit card but it isn't out of the realm of possibility.

Like most car warranty companies, Select Auto Protect reserves the right to decide whether to repair or replace malfunctioning parts. The decision to repair rather than replace a part may result in repeated claims for the same issue. Your mechanic can help advocate for replacement rather than repair.

In addition, Select Auto Protect reserves the right to replace defective parts with used or reconditioned parts at its own discretion. This can become problematic because used and reconditioned parts are more prone to fail. Again, each time you file a claim, your mechanic can be your ally in lobbying for the use of new parts to repair you car.

Select Auto Protect makes its service agreement available on its website. This is useful because you can compare the coverage under each of its plans and also educate yourself on the many coverage exclusions the company reserves. However, the service agreement doesn't detail available contract lengths, premiums, or deductibles. These figures are not available elsewhere on the website either. It becomes difficult to compare Select Auto Protect in the absence of this information.

Select Auto Protect is not rated by the BBB and there are no reviews for the company on Trustpilot. Beyond its own website, the company has no online presence that we could see.