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GEICO Commercial Truck Insurance Review


ConsumersAdvocate.org Rating: 4.9 / 5 (Excellent)
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Founded in 1936, Geico is an insurance company that offers a wide range of insurance products at competitively priced premiums. Its commercial truck insurance covers medical payments, physical damage, collision coverage and property damage liability. It is offered in all 50 states and available through its field representatives, local agents, via phone or website.
 
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How is GEICO rated?

Breakdown

5.0/5
Coverage
4.8/5
Total Costs
4.8/5
Extras

Overall Rating: 4.9 / 5 (Excellent)

GEICO’s commercial truck insurance is available for any fleet size and all types of commercial vehicles including, trucks, vans, SUVs, and more, making it a perfect fit for any business. GEICO has also made applying for commercial truck insurance quick and simple with its online services. Add to this the company's sterling financial reputation and you get one of the strongest choices to insure your commercial vehicles on the market today.

GEICO Coverage Options

Coverage - 5 / 5

GEICO Commercial Vehicle Insurance comes equipped with all of the standard coverage options usually offered by commercial insurance carriers. The company can offer policies for cars, vans, trucks, and all manner of other vehicles used by all size businesses. Policies include combined single limit, medical payment, bodily injury liability, property damage liability, no-fault or personal injury, uninsured motorist coverage, comprehensive physical damage and collision coverage.

GEICO's commercial truck insurance covers bodily injury or death resulting from accident, offers protection in cases when a policy holder accidentally damages another person’s property, and, in most cases, pays for legal fees. It also pays for medical expenses of passengers and drivers regardless of fault, and property damage caused by uninsured or hit and run drivers. Comprehensive coverage includes damages caused by vandalism, fire, theft, flood and other covered perils.

Basic Coverage

Liability
Bodily Injury
Property Damage
Uninsured/Underinsured Motorist
Medical Payments
Collision
Comprehensive
Types of Vehicles Covered
Cars
SUVs
Pickup Truck
Utility Vans
Bucket Trucks
Catering Trucks
Refrigerator Trucks
Dump Trucks
Motorhome/RV
Bus
Limousine

GEICO Pricing & Discounts

Total Costs - 4.8 / 5

GEICO offers a standard set of discounts for its commercial vehicle policies. Many of the discounts mirror the same discounts the company provides for personal vehicle policies. Also, discounts can vary by state. Similarly, premiums and deductibles on commercial vehicle insurance vary per state, the amount of coverage, inclusion, business type and number of employees. Clients may ask for a detailed quote through GEICO’s website or any local agent.
Online Quote
Yes
Discounts
Package or Multi-Policy Discounts
Commercial Driver License (CDL) Discount
Good Driver Discount
Paid-in-Full Discount

GEICO Financial Strength

Financial Strength - 5 / 5

GEICO is a subsidiary of the Berkshire Hathaway Group, the third largest publicly-held company in the world. GEICO itself has assets in excess of $32 billion and great financial strength ratings from S&P, Moody's, and A.M. Best. In fact, GEICO's "Superior" rating from A.M. Best has only been given to 5% of property and casualty companies. In terms of financial strength and claims-paying ability, it doesn't get much stronger than GEICO.
Standard & Poor's Financial Rating
AA+
Moody's Financial Rating
Aa3
AM Best Financial Rating
A++
Year Founded
1939
Company Type
Underwriter
Underwriter
GEICO Corporation

GEICO Customer Experience

Extras - 4.8 / 5

GEICO has an A+ with the BBB and a middling 5.2 score with Trustpilot. This is, however, based on only 15 reviews. The company also has above the median amount of complaints lodged with the NAICS for 2017. Again, in terms of commercial auto complaints this actual translates to only 15.
BBB Rating
A+
Number of BBB Positive Reviews
4
Number of BBB Negative Reviews
220
Trustpilot Rating
5.2 out of 10
NAIC Complaint Ratio 2017
2.25
NAIC Total Complaints 2017
15
Date Collected
2018-03-26

Company Profile

Full Name
GEICO Commercial Truck Insurance
Company Website
https://www.geico.com
Headquarters
1 Geico Plaza, Washington, DC, 20076

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Top Rated
Our Partner
  • Business insurance broker that works with well-regarded insurers
  • Offers Cyber, Business Owners Policy (BOP), General Liability, Professional Liability (Errors & Omissions), Workers Compensation, Commercial Auto, Directors & Officers
  • Operates in all 50 states plus DC
  • Connects to customers via web interface or phone
  • Produces competing insurance offers for customers to choose among
  • Focuses on small- to medium-sized businesses
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