Commercial Truck Insurance
of 2025
- Business insurance broker that works with well-regarded insurers
- Offers Cyber, Business Owners Policy (BOP), General Liability, Professional Liability (Errors & Omissions), Workers Compensation, Commercial Auto, Directors & Officers
- Operates in all 50 states plus DC
- Connects to customers via web interface or phone
- Produces competing insurance offers for customers to choose among
- Focuses on small- to medium-sized businesses
Trusted Choice Commercial Truck Insurance Review
ConsumersAdvocate.org
Trusted Choice is an Insurance agency that offers small business insurance, risk management, financial services, personal insurance, group benefits and commercial truck insurance. It offers personally tailored plans with a wide variety of coverage and optional coverage selections. Its commercial truck insurance covers commercial truck liability, physical damage, truck cargo, uninsured and underinsured motorists.
Features and Services
Trusted Choice offers insurance policies for a variety of large vehicles including semis, 18-wheelers, tractor-trailers, car hailers, auto trailers, flatbed, tank, box, garbage, dump, and tow trucks. Coverage includes liability risk in cases where a policy holder or its employees is involved in an accident. This also includes medical expenses, property damage liability and bodily injury liability. Legal expenses whether the policy holder is found to be liable or not is also included.
Commercial truck insurance coverage includes truck cargo. Stolen or damaged items inside the truck during hauling is covered. Damages and injuries in an accident where another driver is at fault is included. This also covers uninsured or underinsured drivers.
Insurance premiums vary depending on several factors including type of vehicle insured, number of employees, amount of coverage and miles your truck travel yearly. Local agents are available for a more accurate quote. Questions include:
- Employees who will be driving your trucks
- Kind of certification or training do your drivers have
- Will they be in hard-hat areas or construction sites
- Will they be hauling heavy equipment or hazardous materials
- How many miles will they will be driving your commercial trucks each year
- Will they cross state boundaries
These questions will help their agent create a more customized policy for your business. They can also give you a detailed price quote that can suit your business condition.
Services and Features |
|
Online Quotation |
✔ |
File Claims Online |
✗ |
Customized Policy |
✔ |
Find Local Agent |
✔ |
Manage Policy Online |
✔ |
Truck Insurance Coverage |
|
Physical Damage |
✔ |
Truck Cargo |
✔ |
Commercial Truck Liability |
✔ |
Property Coverage |
✔ |
Collision Coverage |
✔ |
Bodily Injury Liability Coverage |
✔ |
Uninsured/Underinsured Motorists Coverage |
✔ |
Types of Truck Covered |
|
Tractors |
✔ |
Tow Trucks |
✔ |
Pickup Trucks |
✔ |
Dump Trucks |
✔ |
Box Trucks |
✔ |
Garbage Truck |
✔ |
Roll-on Vehicle |
✔ |
Tank Truck |
✔ |
Pump Truck |
✔ |
Plan Details |
|
Policy Delivery Time |
Not Stated |
Mobile Access |
✔ |
Premium |
Varies on the coverage |
Minimum Amount of Coverage |
Not Stated |
Maximum Amount of Coverage |
Up to $1 Million |
Deductibles |
Varies |
Help and Support |
|
Telephone Assistance |
✔ |
|
✔ |
Live Chat |
✗ |
FAQs |
✔ |
Commercial Truck Insurance at Trusted Choice
Trusted Choice’s local agents and representatives makes shopping for commercial truck insurance easier. These professionals are also available for help during the application process. With the help of representatives, business owners can create customized policies that best fit their needs.
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- Business insurance broker that works with well-regarded insurers
- Offers Cyber, Business Owners Policy (BOP), General Liability, Professional Liability (Errors & Omissions), Workers Compensation, Commercial Auto, Directors & Officers
- Operates in all 50 states plus DC
- Connects to customers via web interface or phone
- Produces competing insurance offers for customers to choose among
- Focuses on small- to medium-sized businesses