Commercial Truck Insurance
of 2025
- Business insurance broker that works with well-regarded insurers
- Offers Cyber, Business Owners Policy (BOP), General Liability, Professional Liability (Errors & Omissions), Workers Compensation, Commercial Auto, Directors & Officers
- Operates in all 50 states plus DC
- Connects to customers via web interface or phone
- Produces competing insurance offers for customers to choose among
- Focuses on small- to medium-sized businesses
Western Commercial Truck Insurance Services Review
ConsumersAdvocate.org
Western Truck Insurance is a registered broker of transportation and truck insurance. The company matches businesses with commercial truck insurance providers. Western Truck Insurance handles dump truck, truck liability, motor truck cargo, general liability and commercial truck roadside assistance.
Features and Services
Western Insurance Service offers general liability, truck liability insurance, dump truck, motor truck cargo, bond & workers compensation, commercial truck roadside assistance and transportation operations insurance. The company’s truck insurance coverage includes physical damage, non-trucking liability, primary auto liability, non-owned trailer liability, terminal coverage, warehouse legal, non-owned trailer physical damage and non-trucking liability.
Western Insurance Service offers terminal coverage that protects freight located at specific terminals in the event of loss. The amount of coverage depends on the total amounts of goods docked/stored/off-loaded with a maximum 72 hours per specific load. If the goods are stored longer than the terminal time, warehouse legal coverage is recommended.
Physical damage is not required by law. However, if your truck is under financing the lienholder will require you to have your truck covered. The company also offers general liability that protects your business for any bodily injury or property damage that might occur which doesn’t involve a truck. Common examples include advertising or contractual related exposures, slip and fall exposure at your place of business.
Western Insurance Service offers policy change requests online. Clients can add, cancel, increase and decrease coverage, driver’s information, vehicle change and other miscellaneous information. Western Insurance Service also gives useful resources to new and existing policyholders that include commercial truck roadside assistance, driver forms, protecting the owner/operator status, HR& Legal forms, Tax Forms & Information, Safety and compliance forms.
Services and Features |
|
Online Quotation |
✔ |
File Claims Online |
✗ |
Customized Policy |
✔ |
Find Local Agent |
✔ |
Manage Policy Online |
✔ |
Truck Insurance Coverage |
|
Physical Damage |
✔ |
Truck Cargo |
✔ |
Commercial Truck Liability |
✔ |
Property Coverage |
✔ |
Collision Coverage |
✔ |
Bodily Injury Liability Coverage |
✔ |
Uninsured/Underinsured Motorists Coverage |
✔ |
Types of Truck Covered |
|
Tractors |
✔ |
Tow Trucks |
✔ |
Pickup Trucks |
✔ |
Dump Trucks |
✔ |
Box Trucks |
✔ |
Garbage Truck |
✔ |
Roll-on Vehicle |
✔ |
Tank Truck |
✔ |
Pump Truck |
✔ |
Plan Details |
|
Policy Delivery Time |
Not Stated |
Mobile Access |
✔ |
Premium |
Varies on the coverage |
Minimum Amount of Coverage |
Not Stated |
Maximum Amount of Coverage |
Not Stated |
Deductibles |
Varies |
Help and Support |
|
Telephone Assistance |
✔ |
|
✔ |
Live Chat |
✗ |
FAQs |
✔ |
Commercial Truck Insurance at Western
Western Truck Insurance Services has a wide range of coverage options from truck liability insurance to motor truck cargo, bond & worker’s compensation, dump truck, general liability, and transportation operations insurance. Clients are also given the option of adding, cancelling, increasing or decreasing coverage online.
Our Comments Policy | How to Write an Effective Comment
- Business insurance broker that works with well-regarded insurers
- Offers Cyber, Business Owners Policy (BOP), General Liability, Professional Liability (Errors & Omissions), Workers Compensation, Commercial Auto, Directors & Officers
- Operates in all 50 states plus DC
- Connects to customers via web interface or phone
- Produces competing insurance offers for customers to choose among
- Focuses on small- to medium-sized businesses