IdentityForce Credit Monitoring Review

Best for Identity Restoration

IdentityForce was established in 2006. Besides credit monitoring, they specialize in ID restoration, providing you with an abundance of information to help you handle the potential consequences of identity theft. Picking up the pieces after having your personal identifying information stolen can be a daunting task, but IdentityForce provides you with a long list of resources to make it happen.

In the case of theft, IdentityForce will assume a limited power of attorney to handle your identity restoration with a hands-on approach. They promise to take care of all the paperwork and most of the phone calls to ensure the process is done correctly. This all adds up to a proper identity restoration process, keeping your personal and financial needs as the primary focus.

Beyond Financial Relief

Identity theft can have consequences that go beyond the financial, causing the victim unwanted stress. IdentityForce’s system of identity restoration is designed not only to save you time but more importantly to save you some of the inevitable hassles. The specialists who handle this task are available to you 24/7. Furthermore, IdentityForce offers a $1 million insurance policy with the purpose of reimbursing expenses you might incur as well as relieving the loss of wages that can come about after having your identity stolen. This type of policy may put you at ease knowing that you’d be covered should you become a victim.

Screen shot of identityforce.com, July 24, 2019.

Pricing and Details

IdentityForce offers two plans: UltraSecure for $17.95 a month, and UltraSecure+Credit for $23.95 a month. Family plans are available but the details are not specified on the website. Both plans offer a long list of monitoring services including dark web monitoring, along with bank and credit card activity alerts which will notify you when any withdrawal or transfer exceeds an amount set by you. Other features include Smart Social Security Number Tracker, to alert you if any unknown data is linked to your number in attempted fraud. And should any future data breaches put your information at risk, IdentityForce promises to alert you.

The UltraSecure+Credit plan has additional features related to credit. These include monitoring, reports, and scores from all three bureaus: Equifax, Experian, and TransUnion. Also, this plan includes a Credit Score Simulator, something offered by few plans. This simulator gives you an estimate of how your credit might change should you proceed with a particular financial decision. Need to transfer balances onto a new credit card? The simulator will detail the impact it could have on your credit.