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- 3 Credit reports & $1M Identity Theft insurance**
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WalletHub Credit Reporting Review
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64 Customer Comments & Reviews - see all comments
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Washington DC-based WalletHub is a free financial services website owned by Evolution Finance, Inc. The company provides daily free credit scores and reports as well as credit building tools and advice. WalletHub's products feature personalized alerts and 24/7 credit monitoring. Since the services are free, WalletHub generates revenue by partnering with the credit card companies featured on its site.
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64 Customer Comments & Reviews
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Hi there, everyone, I’m John, please to meet you all. I work as a security with a fair rent since I live with a family who doesn’t want me to live alone and have a good paying job. My goal is to build a good credit score to get a good credit card. In April I had 140 dollars or so collections from a gym saying I never canceled my membership. I wasn’t getting charged the monthly fee for it. So, I randomly go on credit karma and see the collections. Few days after I contacted PINNACLE CREDIT SPECIALIST, they increased my score to 809 and improved my credit profile by removing the collections, charge off and late payments. I just saw today it says no more derogatory on my credit Karma. My... Read More
Are you in desperate need of a credit fix? In order to qualify for a mortgage or an auto loan. I strongly recommend Prime Credit Repair, I had a fantastic and amazing experience working with him. He helped wiped off all negative items from my FICO report, and FICO score rose to 790s across all three bureaus.
Improving my credit with the help of PRIME CREDIT REPAIR was the fastest and most Convenient. I thought of him as a con man, then he proved me wrong by improving on my credit profile. He did a CHEX system fix, increased my credit score and cleared all outstanding debt worth $88000 from profile. All I did was to inbox him through his personal email I got from other good reviews about his service. He replied and took care of all my credit issues in less than 3 weeks. All Thanks to him
I was in the process of rebuilding! I had a 30-day late payment to Bank of America from May of 2019 due to being out of the state I live in due to a family emergency. My mother experienced a life changing injury and was in a trauma center for over a month. During this time, I inadvertently overlooked making my BOA payment. I explained this in a Goodwill letter I sent and was surprised that I immediately got a call stating they would investigate it. I was told to give them two to three days, as they would need time to review my account. One morning, I got a call from the same lady stating that they could not honor my request and remove it due to the Fair Credit Reporting Act. I told her... Read More
Hi all! First things first this forum has been nothing short of amazing to find! Had gotten serious about rebuilding my credit and getting it back on track the last couple of months. I am going to have to relocate for work in October so I want to make sure I have a credit score that meets minimums to be qualified for a mortgage. My loan officer has told me I need a minimum of a 580 but Ideally at least a 620 to have a better DTI ratio. Last month I had 10 collection accounts that were with the following collection agencies, showing on my credit report: Portfolio Recovery Associates – 4 Accounts, Midland Credit Management – 3 Accounts, Unifund – 1 Account, LVNV – 2 Accounts. My FICO SCORE... Read More
Hi! My name is Raymond Basham, I live in New Jersey. My score has been stuck between 579 and 583 for three years. I have several lates on my report which consist of mortgage, student loans, car loan with DoFD in April 2019 and filled my BK7 5/30/19. I almost have to get my score up, but it never budges. I was able to employ the service of PINNACLE CREDIT SPECIALIST who helped me fix my credit report back to normal and increased my credit score to an excellent score within 9 days. He also paid all the late payments on my credit report. Highly recommend PINNACLE CREDIT SPECIALIST to everyone who wants to fix their credit report. His really a great hacker.
Yes, it feels good to have a worthy credit profile. I want to use this time to appreciate PINNACLE CREDIT SPECIALIST for bringing me out of bad credit report that made my life miserable, I had 2 months late actually, I missed the 3/20 payment entirely, and paid the 4/20 payment on 4/27, after the late hit my credit report. I woke up that morning and it had dropped-100 points. I needed to get rid of it from my report. PINNACLE CREDIT SPECIALIST came through for me, my credit report cleaned up with all negative entries removed, student loan, charge offs, collections wiped out including late payments were all marked as paid on time. My score is now 804. I’m happy to have read about PINNACLE... Read More
PINNACLE CREDIT SPECIALIST remains the best credit expertise I have known. I had a mortgage loan on my credit report and 4 CC and AAoA 7.5yrs. I filed bankruptcy 5 years ago and settled with all of these. My credit score was EX-541, TU-564, EQ-591. My attention was called that they are still on my reports I recently got referred by my wife to hire PINNACLE CREDIT SPECIALIST which I did, and he helped me fix my credit and increase my credit score to EQ-808, EX-802, TU-805. I recommend PINNACLE CREDIT SPECIALIST to anyone that needs to fix his/her credit.
Years ago, as part of my divorce I granted my ex-wife the house that we bought together while married and she assumed responsibility for it. At some point she started paying her mortgage late and that eventually found its way to my credit report (some company called PHH). Since it had nothing to do with me, I disputed the account and submitted my divorce decree that clearly shows she assumed responsibility and I no longer have any interest in the house etc. the dispute was denied and come back verified. Frustrating since I had nothing to do with it but at the time I assumed I was stuck with it because in the eyes of creditors I was still on the hook for the debt (the house wasn’t... Read More
I’ve come to the point in my life where I realize the importance of having good credit. So, this year, when I received my tax return, I made it my goal to rebuild my credit. I’m very happy that I contacted PINNACLE CREDIT SPECIALIST. I had one credit card with a high balance, and it was through Synchrony Bank (PayPal credit card). I was always on time for payment but paid the minimum due monthly. I went from a balance of $700 to $515. Then, they lowered my CL from $900 to$530, putting me at a 97% credit utilization rate and lowering my score by over 10 points. I was extremely upset when I found out that my CL was lowered for no apparent reason. I decided to pay off the remaining balance.... Read More
Top Rated
Our Partner
- 3 Credit reports & $1M Identity Theft insurance**
- Helped protect more than 47 million identities
- Monthly Credit Score* updates
- A+ BBB rating
- What matters most is how a company helps you when your identity is stolen