10 Best
Credit Reporting
of 2024
Credit Reporting
of 2024
Promoted
Our Partner
- 3 Credit reports & $1M Identity Theft insurance**
- Helped protect more than 47 million identities
- Monthly Credit Score* updates
- A+ BBB rating
- What matters most is how a company helps you when your identity is stolen
WalletHub Credit Reporting Review
ConsumersAdvocate.org
64 Customer Comments & Reviews - see all comments
Our content is free because we may earn a commission when you click or make a purchase using our site. Learn more.
Washington DC-based WalletHub is a free financial services website owned by Evolution Finance, Inc. The company provides daily free credit scores and reports as well as credit building tools and advice. WalletHub's products feature personalized alerts and 24/7 credit monitoring. Since the services are free, WalletHub generates revenue by partnering with the credit card companies featured on its site.
Our Comments Policy | How to Write an Effective Comment
Leave a comment for WalletHub Credit Reporting
64 Customer Comments & Reviews
Loading Reviews ...
I have a couple collection accounts that I want to get removed... I was going through a divorce and lost track of certain bills/paperwork. Also, I have completed student loan rehabilitation on my six student loans that went into default. I have been making on time payments with the new provider, but the old loans remain as closed/transferred with the negative payment history on them. Shouldn’t they be deleted since the same loans are now with a new loan provider? It is essentially duplicated reporting them, right? I am planning on getting married in a couple years and want to buy a house with my current boyfriend and with this stuff on my report I fear I won’t be able to do this. This was... Read More
Hello, I’ll start off by saying I had a rough past and made financial and life missteps in my 20s. I’m in my 30s now. This is both a recommendation and an appreciation of the good job that PINNACLE CREDIT SPECIALIST did for me. After reading various testimonies on Quora I decided to give them a trial. And believe me when I say they were up to the task as they cleared my old debts off my credit report, overnight one that was almost 6 years old suddenly disappeared. My report is squeaky clean. My scores went up from 400 to 800+. PINNACLE CREDIT SPECIALIST is a life saver.
I’ve been reading this forum for advice, and I finally decided to make a post. My scores were as follows; a year and a half ago I got laid off and defaulted on multiple cards/ loans. Finally getting the hands off it. Have a total of around $42K in debt, but $18K in charged off accounts. Have a decent paying job at $70K a year. My credit score was TransUnion 510 (FICO8) in Dec 2023, Equifax 490 (FICO8) in Dec2023, Experian 470 (FICO8) in Dec 2023. Had a milestone $700, Cap 1 plat secured $1000, a random store card for $300. I was looking for a way to raise my credit score. I read an article here about a deep web credit hacker called PINNACLE CREDIT SPECIALIST. I contacted him and it was... Read More
My wife and I were trying to purchase a house after we gave birth to two children. But due to our bad credit score it was not approved. Her score was 545 and mine was 544. They use the higher of the two scores, so we decided to work on her score, as she has less total debt in just her name than I do. Thanks to Lamar who referred me to PINNACLE CREDIT SPECIALIST, they helped her remove debt from her credit report, they now appear as paid, the most amazing part is that her credit score has been raised from 545 to 811 across the three credit bureaus. I assure you they are the best in terms of credit repair.
Have you guys ever checked out PINNACLE CREDIT SPECIALIST? I’m knocking on my 30s doors (29y/o). I was obviously careless and irresponsible in my 20s but wanted to turn my ship around before my 30s. I had a credit score of 580 (Equifax), 527 (Experian), 503 (TransUnion). $2.2K in credit debt with a limit of $2.9, so high utilization, 3 cards in collections. Well, I also had about 14 closed accounts 4 of which have been paid off but still were still on my report. I do have an auto loan and student loan. Luckily for me a friend introduced me to PINNACLE CREDIT SPECIALIST, he helped me raise my score by 231 points and marked all debts as paid on time, he also deleted all collections from my... Read More
I wanted to purchase a car months ago, but I wasn’t approved for a loan, I needed a score of at least 700 to be approved for the loan, but my score was at 529. I had many hard inquiries, collections, late payments, unpaid debts and eviction. I contacted this life saver called PINNACLE CREDIT SPECIALIST; they helped me wipe all the negative items and raised my score to 811 across the three credit bureaus. It’s been 2 weeks now and nothing is coming back.
I intend to propose to my long-time girlfriend later this summer, so that we can move to Las Vegas together by the end of December. After that, we needed urgent help fixing our credit. I had a car loan, student loans and credit card debt. I also had another debt (mortgage). My girlfriend had 93k in consumer debt, with 75k of it on credit cards and the rest on her Acura. She does well in her career (makes $120k/yr. gross) which she has a spending issue. Well, I sought help online and I read quite a lot of good reviews about a credit guy called PINNACLE CREDIT SPECIALIST. I contacted him for credit help. We got started and after a couple of days, PINNACLE CREDIT SPECIALIST cleared the debts... Read More
I had a couple of things happen in 2021 that caused me to get extremely behind on several bills. I had about 3 credit cards end up in charge-off status. Only one of those cards was ever sent to collections and I have since paid this before the collection ever hit my credit. 2 of the cards were through Capital One. 1 of the 2 were sent to collections. The unpaid one has been referred to an attorney and kept in house, although I received documentation that the attorney was dropping the lawsuit against me. My credit was hovering at around a 620 Equifax FICO and a 618 Experian FICO. I had so many lates from these three accounts. This forum gave me some hope regarding PINNACLE CREDIT... Read More
Hi everyone, I want to sincerely appreciate PINNACLE CREDIT SPECIALIST for the dedication and time they put in working my credit. I had 4 charges off accounts (3 cc and 1 installment loan). I do have 2 cards with longevity and bad payment history though lower limits ($1200 and $850) and a car loan with 7 late time payments reflecting. During my financial struggles NFC closed the 2-credit card accounts I had with them. I also had a chapter 7 BK in 2020. I did have high utilization and few late payments (over more than 10 days late). The account closure dropped my scores because the balances took my utilization to 990%. I continued making payments on time until a friend read about PINNACLE... Read More
Today I called PINNACLE CREDIT SPECIALIST and asked to have my BK7 removed from my CR, and they did. It was scheduled to fall off next year. So that’s that. A horrible chapter in my life but I’ve come out on top. So much wiser, better prepared for the future, and peace of mind where finances are concerned. Thanks to this forum and the good folks that spend their time here to share their experience and share the knowledge they got from PINNACLE CREDIT SPECIALIST. Thank you PINNACLE CREDIT SPECIALIST for all your assistance, guidance and cheerleading. Especially in the early days of my rebuild. With my scores now in the 800’s I’m tempted to app just to know I’d likely be approved, but... Read More
Top Rated
Our Partner
- 3 Credit reports & $1M Identity Theft insurance**
- Helped protect more than 47 million identities
- Monthly Credit Score* updates
- A+ BBB rating
- What matters most is how a company helps you when your identity is stolen