Overview

Americor is a next-generation finance technology (FinTech) company that uses a proprietary online platform designed to provide debt relief to its clients, allowing them to restructure their unsecured debt payments, pay only a fraction of the debt they owe, and become debt-free. They also offer debt consolidation loans through their partnership with Credit9. The company was founded in 2008 and is headquartered in Irvine, CA.

Americor's track record includes aiding over 200,000 individuals and families in expeditiously overcoming debt, often at amounts significantly below their initial obligations.

With a commendable A+ rating from the Better Business Bureau (BBB), Americor takes pride in having successfully relieved over $2 billion in debt.

Services

Americor's debt relief program could help you save thousands of dollars in interest and principal, allowing for an immediate transition to a single, low monthly payment.

To begin the process, you'll get a complimentary debt consultation facilitated by one of Americor's certified Debt Specialists. During this session, various debt relief options, including bankruptcy, debt settlement, and debt consolidation, will be thoroughly examined. Subsequently, the specialists will assist in determining the suitability of debt relief for your specific situation.

If you decide that Americor's services are right for you, an Americor specialist will collaborate with you to formulate a personalized debt resolution program aligned with your financial goals and monthly budget.

Following enrollment, Americor's expert debt negotiators take charge on your behalf, engaging in negotiations with your creditors. Their objective is to expedite the process of liberating you from debt, working towards achieving a debt-free status as swiftly as possible.

Also, once you have successfully completed six months of the Americor Advantage debt resolution program, you can qualify for the Americor Advantage consolidation loan (up to $45,000) through Credit9 to pay off your creditors and improve your credit score.

Qualifications

If you live in a state serviced by Americor (the company is currently active in over 30 states) and you are struggling with more than $7,500 of unsecured debts, including credit cards, medical bills, department store and personal loans, then you qualify for Americor’s debt relief program.

Fees

Americor charges no fees until you approve the agreement and your debts are settled, per FTC regulations. There are no sign-up or cancellation fees, and no obligation to complete the debt resolution program. Fees are based on a percentage of saved amounts, and are only paid upon successful settlement. If Americor can't settle your accounts, you don't owe them anything.

Reputation

Americor is fully accredited by the Better Business Bureau, where it holds an A+ rating. Google reviewers rate Americor 4.6 out of 5 stars, spanning over 3,000 Google reviews; on Trustpilot, reviewers give the company an impressive 4.9 out of 5 stars. The company is also fully accredited by the American Fair Credit Council (AFCC), and the International Association of Professional Debt Arbitrators (IAPDA).