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GoldenCare Final Expense Insurance Review


ConsumersAdvocate.org Rating: 4.9 / 5 (Excellent)
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Founded in 1976, Golden Care, also known as National Independent Brokers, Inc., is an online broker of final expense insurance. They also offer a wide range of other insurance products, including long-term-care coverage, Medicare supplemental insurance, and life insurance. The company is located in Plymouth, Minnesota.
 
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How is GoldenCare rated?

Breakdown

5.0/5
Policy Features
4.9/5
Qualifications
4.9/5
Financial Strength
4.9/5
Customer Experience

Overall Rating: 4.9 / 5 (Excellent)

GoldenCare is an insurance brokerage firm that does business with a wide range of insurers, including Mutual of Omaha, Genworth, John Hancock, Blue Cross/Blue Shield, Aetna, Kemper, and Allianz. Depending on your policy needs and circumstances, the company will match you with the provider they feel offers you the best options.

GoldenCare Policy Features

Policy Features - 5 / 5

GoldenCare gives customers access to a wide range of insurers offering many different types of policies. Customers who don't have the patience to research policies individually may appreciate the convenience of having GoldenCare do it for them. Others who may not have been able to find coverage on their own due to age or health restrictions may be able to find it through GoldenCare.

Policy Coverage Maximum

$1,000,000

Expenses Benefits Help Cover

  • Caskets
  • Funeral
  • Flowers
  • Cremation
  • Post-Funeral Reception
  • Newspaper Obituaries

Types of Insurance Products

  • Whole Life
  • Guaranteed Universal Life (GUL)
  • Guaranteed Issue (GI)
  • Term
Accidental Death Coverage
Yes
Cash Value Accumulates
Yes

GoldenCare Qualifications

Qualifications - 4.9 / 5

GoldenCare is a final expense insurance broker that works with a large number of insurance companies to find you the policy that best suits your needs. Individual qualifications vary among policies but GoldenCare will work with you to see that you can buy coverage regardless of your age or health.
Age Range
Minimum and maximum age for coverage depends on the insurance company writing the policy.

GoldenCare Financial Strength

Financial Strength - 4.9 / 5

GoldenCare is an insurance broker. Their financial strength as a company is less relevant to customers than the stability of the insurance companies they do business with. Before selecting a policy, customers should do some research into the company that's actually issuing. You can search for ratings and records of insurance providers on websites such as standardandpoors.com, ambest.com, or moodys.com.
Year Founded
1976
Company Type
Marketplace

GoldenCare Customer Experience

Customer Experience - 4.9 / 5

GoldenCare offers a one-page explanation of final expense insurance but no real specifics about their policies. That's because, as a broker, the details of the policies they sell vary widely depending on which insurance carrier issues them.

Final expense insurance is a species of life insurance. For customers seeking a general understanding of the types of life insurance policies offered by GoldenCare, you can visit their pages devoted to life insurance. You can also call the company and speak with one of their helpful agents. You can reach the company by email, phone, or an online form, Customer service via phone is available Monday through Friday during business hours.
BBB Rating
A+
Number of BBB Negative Reviews
1
Date Collected
2020-05-11

Company Profile

Full Name
GoldenCare Final Expense Insurance
Company Website
https://goldencare.com
Headquarters
10700 Old County Rd. 15, Suite 450, Plymouth, MN, 55441

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  • $5,000 to $100,000 in coverage
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  • Buy direct from Globe Life 
  • 4.2 million current policyholders
  • Life insurance that fits your budget
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