10 Best Cash-Out Refinance & Home Equity Loan Lenders of 2025
Our editors have selected the best cash-out refinance and home equity loan providers. We’ve also looked at other ways to help you tap into your home equity. Use our reviews and comparisons to determine which option is right for you.
Last Updated: April 21, 2025
State: Ohio
Our Partner
Rocket Mortgage
Get quotes and pre-qualify quickly
Home Equity Loans & Cash Out Refinance
Low rates: Quick quote and approval
Save time on documents & paperwork
Variable-rate lines of credit
Our Partner
- Home Equity Loans & Cash Out Refinance
- Low Rates: Quick Quote and Approval
- Turn your home equity into the cash you need
- Over $100 Billion Funded. 21 Years in Business
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- No cash due at closing
- No monthly payments necessary
- Borrow up to $600,000
- Only 25% equity required and no prepayment penalties
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Magnolia Bank
Only pay interest on what you borrow
Cash-Out Refinance
Ideal for any borrower considering a cash-out refi
More than $1 billion in annual home closings
$100K minimun loan amount, $0 in origination fees
Our Partner
Upstart Mortgage
Borrow $26,000 - $250,0001
Credit scores as low as 600
Close in as fast as 5 days2
Check rates in minutes
Upstart family of brands has helped 3 million customers3
Our Partner
Achieve Home Loans
Fast, Fixed Rate HELOC with expert advisors standing by
Pre-qualify in minutes, fast funding
Fixed-rate HELOC custom built for you
No refinance required, borrow up to $300k
Recommended FICO Score of 640+
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