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Kelly Klee Home Insurance Review

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Based in Aspen, Colorado, Kelly Klee is an online insurance broker that caters toward higher net worth individuals in the US.

Along with "high value" home and seasonal residence coverage, the company also provides coverage for such items as luxury and vintage automobiles, private aircraft and watercraft, fine art or wine collections, jewelry, etc.

Kelly Klee is staffed by professional agents who can provide policies from all the top carriers who specialize in affluent customers.

Some companies include Chubb, Hagerty, and Nationwide Private Client.

How is Kelly Klee rated?

Breakdown

5.0/5
Coverage Options
3.5/5
Pricing and Discounts
4.0/5
Customer Service
3.5/5
Financial Strength
4.5/5
Add-On Coverages

Overall Rating: 4 / 5 (Very good)

Kelly Klee provides generous and comprehensive coverage but within a very narrow sector of the community.

The company is an ideal partner for consumers that find themselves in need of comprehensive coverage of multiple high-value assets, including their home(s), vehicle(s), art collection, etc.

Financial Strength

Financial Strength - 3.5 / 5

Kelly Klee partners with all the best and strongest financial institutions in order to provide sufficient coverage for wealthier Americans.

Companies such as AIG, Chubb, and the Cincinnati Financial Corporation have rock solid financial ratings, long histories, and great outlooks in terms of claims-paying ability.
Underwriter
Various
*The above information reflects the financial strength of the underwriter of the Kelly Klee home insurance policies: Various.

Customer Experience

Customer Service - 4 / 5

Kelly Klee is still a relatively young company, being founded in 2014.

Because of this, it doesn't have any notable presence on sites like the BBB or Trustpilot.

Additionally, we could not find any complaints about the company in the NAIC.

Kelly Klee Coverage

Coverage Options - 5 / 5

Kelly Klee has experience in the particular ins and outs of insuring higher value homes and their contents, ensuring homeowners of these properties are not underinsured and at financial risk.

The company also features comprehensive policy add-ons like earthquake insurance that are usually not available from standard carriers.

What's more, Kelly Klee can build features into policies for uncommon scenarios like identity fraud, needing ransom money for kidnapping, and home alterations that may be needed in the event of disability.
Basic Coverage Types
Dwelling Protection
Other Structures Protection
Personal Property Protection
Additional Living Expense Coverage
Additional Coverage
Enhanced Dwelling Protection
Scheduled Personal Property Coverage

Pricing & Discounts

Pricing and Discounts - 3.5 / 5

Kelly Klee offers home insurance in conjunction with other policies so customers can insure all of their valuable assets at once.

Kelly Klee can also build specialty coverage into a customer's policy if necessary.

Contact & Additional Information

Homepage URL
Company Phone
(844) 885-1600
Headquarters Address
625 East Main Street Suite 102B-227, Aspen, CO, 81611
Year Founded
2014

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Customer Comments & Reviews

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cherk001
6/13/2024
very bad experience with getting a refund from Kelly Klee for canceled homeowners insurance. They do not respond to your email questions, unless you threaten to file a complaint. Two weeks after my cancellation I asked when I will receive the reimbursement - their reply was ''Any refunds due are sent within 1-2 billing cycles'. Of course, they never explain what is the billing cycle - is it 1 day or one month or one year? When I asked for their business license number for filing a complaint, they simply ignored my request. So when you buy insurance through them, the money always flows only on one direction, from consumer to insurance agency.



Top Rated

Wide Selection Of Home Insurance Discounts - Online Quotes In Minutes!

  • Covers common occurrences like fire or theft and accidents
  • Protect your valuable items (electronics and jewelry) 
  • A wide range of excellent coverage options