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ReliaShield Identity Theft Protection Review


ConsumersAdvocate.org Rating: 4.6 / 5 (Excellent)
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ReliaShield is an identity theft protection company that aims, above all, to offer the most affordable identity theft protection products. Prices start at just $7.99 for individuals covered under the company's ReliaShield's Essentials plan.

All of their family plans cover children for free, while other ID protection services may charge a separate fee per child. Their essential family plan offers comprehensive coverage and is very affordable at $14.99 per month.

The Company is part of ReliaQuote Insurance Services, which has been around since 1999 and has received numerous accolades from the likes of Forbes, Money, and other publications.

What does it protect?

Essential

  • Covers All Types of ID Theft
  • Personal Information and Dark Web Monitoring
  • Social Security Number Monitoring
  • Change of Address Monitoring
  • Court Records Monitoring
  • Data Breach Updates
  • 24/7/365 Customer and Recovery Services
  • Unlimited Restoration Services
  • $1 Million Stolen Funds and Expense Reimbursement
  • Wallet Protection
  • Free Credit Report Reminders

Prime

All Essential features plus:

  • Non-Credit Loan Monitoring
  • Neighborhood Predator Monitoring
  • Social Media Monitoring
  • Single Bureau Credit Monitoring

Elite

All Prime features plus:

  • 3 Bureau Credit Monitoring
  • Monthly Credit Score Tracker
  • New Bank Account Application Notification
  • Credit Card Application Notification

Services

Monitoring

Yes         

Fraud Alerts

Yes

Credit Freeze

Gives assistance

Reimbursement Insurance

Yes, up to $1 million

Resolution & Restoration

Yes, full service

Credit Monitoring

Yes, with Prime and Elite plans

Features

Features

Available?

ID Theft Coverage

Covers all types of ID Theft including financial fraud, medical ID theft, tax fraud, criminal ID theft, social security fraud, child ID theft, benefits and employment fraud and title fraud

Personal Identity Monitoring

Monitoring that includes court records, address, social security number, dark web and general personal information

Instant alerts

Get alerts when your personal information has changed or is being used without your permission

Social Security Number Monitoring

Detects names and aliases associated with your SSN and notifies you of new activity

 

Change of Address Monitoring

Reports if your mail has been redirected through the U.S. Postal Service

Court Records Monitoring

Tracks and alerts you in a criminal act is committed in your name

Data Breach Updates

Notifies you of data breaches that you could have an impact you

24/7/365 Customer Support

Provides 24/7/365 access to customer service and ID theft recovery specialists

Restoration and Recovery Assistance

A dedicated certified identity theft specialist will work on your recovery case with no monetary or time limit until your identity has been completely restored.

Insurance Protection

$1,000,000 of insurance coverage for events related to fraud, embezzlement, theft, forgery and stolen funds from your financial accounts

Wallet Protection

Quickly and effectively terminates and re-orders wallet contents when your wallet is lost or stolen

Free Credit Report Reminders

Convenient reminders to order and review your free credit reports every four months. 

Non-Credit Loan Monitoring

Alerts you if a payday loan has been opened using elements of your identity

Neighborhood Predator Monitoring

Available to provide you with a report and alerts of all sex offenders living within a defined radius of your zip code

Social Media Monitoring

Available to notify you of privacy or reputation risks with the content you are sharing

Credit Monitoring

Available with Elite Plan to monitor changes in your credit reported to all three national credit bureaus – Transunion, Equifax and Experian

Credit Scores

Available with Elite plans to track your credit score to identify trends over time

Bank Account Monitoring

Available with Elite plans to notify you if a new bank account is opened using your personal information

Credit Card Monitoring

Available with Elite plans to notify you if a new credit card account is opened using your personal information

Account Takeover

Available with Elite plans to monitor your existing bank accounts to detect attempts to add new account holders

Better Business Bureau Rating

A+ rated with only one consumer complaint

Prices

Individuals

  • ReliaShield Essential, $7.99 per month, $87.99 per year
  • ReliaShield Prime $14.99 per month, $164.99 per year
  • ReliaShield Elite $23.99 per month, $241.89 per year

Families*

  • ReliaShield Essential, $14.99 per month, $164.89 per year
  • ReliaShield Prime $24.99 per month, $274.89 per year
  • ReliaShield Elite $.34.99 per month, $384.89 per year

*FREE COVERAGE FOR KIDS

Bottom Line

ReliaShield is an impressively affordable provider of both personal and family identity theft protection plans. 

They offer comprehensive coverage that monitors and alerts you of threats, fully restores your identity if you do become a victim, and provides $1,000,000 in reimbursement insurance that covers stolen funds from your bank account.

Depending on the plan you choose, ReliaShield offers wide-ranging monitoring and ID restoration services. We noted one drawback with the company's product offering: with the company's essential plan, no credit monitoring service is included. Credit report changes are often the first sign that a consumer's identity has been stolen. But for the price-conscious consumer who is a seeking a well-rounded service plan, ReliaShield is an option worthy of further investigation.


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Customer Comments & Reviews

Loading Reviews ...
J
Jeff W
9/5/2018
I signed up for Reliashield's identity theft program a few weeks ago and it detected my social security number was being used by another person for over a year! They were very helpful in contacting the social security administration and other government entities to get the false name removed. The police have also arrested the criminal. I'm grateful this was detected and stopped!


James A
1/24/2018
Check the spelling of Your “Elite” plans. It’s “Elise” in pricing section.. — doesn’t instill much confidence in your reviews with such obvious errors.



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