Compare Embrace vs. Healthy Paws Pet Insurance
What’s the difference between Embrace Pet Insurance and Healthy Paws Pet Insurance? See how our editors compare the two companies below.
Last Updated: January 13, 2025
vs
Key Facts
Unlimited Reimbursement at Any Vet
- Covers Illnesses, Conditions & Accidents
- Add Dental & Prescription Coverage
- Wellness Plan for Routine Check-ups, Grooming & Training
- Over 18 Years of Pet Insurance Expertise
- Trusted by More than 625,000 Parents
- No Enrollment or Administrative Fees
- No Maximum Annual or Lifetime Payouts
- Most Claims are Processed in 2 Days
OVERALL RATINGS
| Embrace | Healthy Paws | |
|---|---|---|
| Coverage | 4.5/5 | 4.5/5 |
| Cost | 4.5/5 | 4.0/5 |
| Extras | 4.5/5 | 4.0/5 |
Embrace
vs
Healthy Paws
Embrace
vs
Healthy Paws
Final Verdict
Embrace Pet Insurance and Healthy Paws Pet Insurance are very close in quality and have the same overall rating. That said, Embrace scores better than Healthy Paws across: Reimbursement, Cost, and Extras. Whereas, Healthy Paws scores better on Enrollment. Both companies score similarly on Coverage, Benefit Limits, Deductibles, and Reviews.
Customer Comments & Reviews
Healthy Paws Pet Insurance review
As pet owners, we all want the best for our furry companions, and for us, that includes making sure our dog is covered in case of unexpected health issues. Our eight-year-old chocolate lab is a beloved member of our family, and thanks to Healthy Paws Pet Insurance, we've been able to focus on his care rather than worrying about the financial side of things.
We've had to use our Healthy Paws coverage twice over the years, and both experiences have been nothing short of exceptional. Their customer service team is friendly, knowledgeable, and always willing to go the extra mile. In both instances, they quickly verified our coverage and provided us with much-needed reassurance about what would be covered, which eased a lot of the stress during tough times.
Submitting claims is incredibly easy and user-friendly. What really stood out to us was how quickly Healthy Paws processed and paid our claims—within just a few days of submission. This efficiency allowed us to focus on our dog's recovery without the added worry of financial strain.
Having Healthy Paws gives us peace of mind knowing that we can provide the best care for our dog without hesitation. For anyone considering pet insurance, we can't recommend Healthy Paws enough. It's not just insurance—it's a safety net for the moments when you need it most. Healthy Paws truly understands that pets are family, and their exceptional service reflects that every step of the way.
Healthy Paws Pet Insurance review
Healthy paws consistently reimburses in a timely manner. In the 9 years that I've been with them, they've never denied a claim that should be paid and claims a typically paid within days. Additionally, monthly charges go up as the pets age, but the rates have never increased because of the numbers of claims. Highly recommed!
Embrace Pet Insurance review
I love Embrace. Indeed, my dog had an unexpected surgery after a complication from being neutered, at the same time that I had back surgery. Both surgeries were successful, but reimbursement from Embrace was a breeze, while dealing with my insurance company, not so much. Thankfully, I now have Medicare, but I recall sending a note to Embrace saying my only disappointment was that they didn't insure people. I would never go without insurance from Embrace for my dog. It just makes fet decisions so easy. Do what is best for the dog and don't worry about paying.
Embrace Pet Insurance review
We’ve had Embrace for four years, never had a claim denied and every time we’ve submitted a claim it has been processed and any money coming back to us has been in our bank account within less than 5 business days. We love it!
Embrace Pet Insurance review
I have 2 10yr old Labs. Embrace has covered all things they have said they would withing the guidelines of the policy. They went out of their way to get my pups medical history and any additional information from the vets office. I don't know if the have the best overall coverage but i'm very happy with the coverage I have and the customer service that I receive. I absolutely recommend Embrace. And no, I have nothing to do with the company other than them being my chosen canine insurer.
Have a blessed day
Embrace Pet Insurance review
Review regarding online quoting system:
+ allows for seemingly every modification to the quote you would like to make
+ doesn't appear to have a one time administrative fee
+ definitely the best quoting site for pet insurance I've found so far
Healthy Paws Pet Insurance review
Regarding the online quoting system
+ let me include multiple pets on same quote
- can't figure out how to pay an annual amount rather than monthly
- they add $25 to the first payment for account set up =deal breaker
Healthy Paws Pet Insurance review
I've not actually had my pets covered under this insurer, but they are among the ones I obtained quotes from while shopping around. I have 2 cats; a 4 yr old male & a 12 yr old female. The female is actually in better health than the male, with his frequent UTIs, however because she is over 8 yrs old the best plan they will give me is a $500 deductible & 70% reimbursement, with various limitations. And at the same rate as the comprehensive plan for my male, which has a $100 deductible & reimburses at 90%.