Compare Healthy Paws vs. Trupanion Pet Insurance
What’s the difference between Healthy Paws Pet Insurance and Trupanion Pet Insurance? See how our editors compare the two companies below.
Last Updated: December 18, 2024
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Key Facts
- Trusted by More than 625,000 Parents
- No Enrollment or Administrative Fees
- No Maximum Annual or Lifetime Payouts
- Most Claims are Processed in 2 Days
Only Provider to Pay Vet Bills in Real-time at Checkout
- One simple plan covering new accidents and illnesses with unlimited payouts
- Only provider that pays your vet bill instantly at checkout
- Doesn't reduce or cancel coverage because of number of claims
- 24/7 customer care
OVERALL RATINGS
| Healthy Paws | Trupanion | |
|---|---|---|
| Coverage | 4.5/5 | 5.0/5 |
| Cost | 4.0/5 | 4.5/5 |
| Extras | 4.0/5 | 4.5/5 |
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Final Verdict
Trupanion Pet Insurance has a higher overall rating than Healthy Paws Pet Insurance. Trupanion scores better than Healthy Paws across: Coverage, Benefit Limits, Deductibles, Reimbursement, Cost, Extras, and Reviews. However, Healthy Paws scores better on Enrollment.
Customer Comments & Reviews
Healthy Paws Pet Insurance review
I can't tell you how happy I am that I purchased insurance on my fur baby from Healthy Paws. For a very modest monthly cost, they have paid thousands of dollars when she needed surgery and other services. Their response time is amazing! It really helps when you're worried about your pet, that you don't need to worry about how to pay for it. It was one of the best investments I've made.
Healthy Paws Pet Insurance review
Since we got Healthy Paws insurance for our dog at age 3 (she is now 10) she's developed epilepsy and now lymphoma. Healthy Paws has covered everything they said they would with no delay or arguments. I receive payment within a week of submitting claims. Without the cancer treatment she has been receiving, she would no longer be here. We are very grateful to be able to have more time and memories with her. One note about cost. It does go up every year but is not pegged to how much you use it. At 90% coverage, $500 deductible, and 10 years old, our monthly cost will be $219.28 per month next year. This past year it was $152.51.
Trupanion Pet Insurance review
Your company is a scammer. I chose 1 star for my review and I am trying to choose 1 star here too but it won’t let me.
Trupanion Pet Insurance review
We bought our dog as a puppy from a breeder who recommended Trupanion. We joined because premiums were reasonable. However, during the past 2 years, our premiums have nearly doubled. Our dog has had 2 ear infections, the cost still below the $350 deductible mark. Since the second ear infection, we clean his ears daily to prevent further ear infections. We also brush his teeth twice daily to avoid the huge cost of teeth cleaning. But if we don’t spend the quoted $800 per year cleaning his teeth, no future dental coverage is provided. As of this month, our yearly insurance cost will be $1,209 plus $800 yearly dental requirement which totals $2000 per year. $2000 x an average of 10 years of life is $20,000. We have never spent that amount on vet services for any of our previous five dogs! Much too expensive for our budget.
Healthy Paws Pet Insurance review
Regarding the online quoting system
+ let me include multiple pets on same quote
- can't figure out how to pay an annual amount rather than monthly
- they add $25 to the first payment for account set up =deal breaker
Trupanion Pet Insurance review
Liston in their customer service department was awesome. He explained everything clearly and went way above the call of duty to help. I am so glad that I cam back to Trupanion, No gimmicks or hidden fees. Straight forward so you really do know what you are paying for and what is and is not covered. How good is that?
Thank you Liston!
Jerry
Healthy Paws Pet Insurance review
I've not actually had my pets covered under this insurer, but they are among the ones I obtained quotes from while shopping around. I have 2 cats; a 4 yr old male & a 12 yr old female. The female is actually in better health than the male, with his frequent UTIs, however because she is over 8 yrs old the best plan they will give me is a $500 deductible & 70% reimbursement, with various limitations. And at the same rate as the comprehensive plan for my male, which has a $100 deductible & reimburses at 90%.
Trupanion Pet Insurance review
My boy, "Mr. Pipes," has been through hell these last few years. He's had his gall bladder removed, several bouts of pancreatitis, a stroke, an inflamed liver, tumor biopsies and more. Our total vet bills have easily topped $20k. Trupanion has covered 90% (excepting exam fees) with absolutely NO hassle. They even directly deposit the funds into my checking account within 2 weeks of submitting the claims. I'm impressed beyond belief. It honestly seems too good to be true, but it is.