Medjet Travel Insurance Review

Medjet

An excellent choice to consider

While the medical component of travel insurance is meant to cover any hospital bills abroad, the medical evacuation coverage of most policies is typically very (very) limited.   Insurance typically will only get you moved only to the “nearest acceptable facility” that can treat your illness or injury, but that’s likely where you’ll then stay. Which may mean months of recovery in a foreign country, or a $30,000 - $180,000 bill to get home, just because you want to recover at home.

So Medjet is our top choice for anyone looking for medical evacuation coverage.  

Medjet is the industry leader in medical transport, forging a global network of air medical transport affiliates and security providers over the past 26 years.  The company most notably differentiates from other players in the market through its commitment to arrange air medical transfer to the member's home country hospital of choice (not just "nearest acceptable"), regardless of “medical necessity”.  It works domestically as well as internationally.

At any given time, Medjet has access to more than 250 private air ambulances and commercial medical escorts, as well as specially trained emergency medical and security personnel, ready to launch from both domestic and international locations 24/7.

The company most notably differentiates from other players in the market through its commitment to arrange air medical transfer to the member's home country hospital of choice (not just "nearest acceptable"), regardless of medical necessity.  

Air Fleet

Medjet currently partners with 250 private air ambulances in 50 locations across the world. This ensures prompt and quick access to transport in a medical emergency. Minimum aircraft accommodations allow for one critical patient, one family member and medical personnel.  

Medjet requires all aircraft to be twin engine with a minimum of two certified pilots for each aircraft. All affiliates are also required to comply with Medjet liability insurance policy, ensuring all patients recieve service regardless of air transportation costs.

Plan Details and Differentiators

No transport costs limits

No deductibles, no claim forms

Covers pre-existing conditions (up to age 75)

Transfer to a home hospital of your choice 

Hospitalized more than 150 miles from home – minimum for transfers

No medical necessity – transfer to another hospital of their choice in their home country even when facilities are considered adequate.

What’s included with MedjetAssist:

• Worldwide air medical transport
• Medical monitoring/ consultation
• Telephone interpretation
• Emergency message relay
• Legal referrals
• Travel, health and safety precaution information
• Transfer of mortal remains

What’s included with MedjetHorizon:

MedjetHorizon brings you all the medical transport benefits of the MedjetAssist Membership, plus 24/7 access to a crisis response center for a wide variety of safety threats while traveling.

Veteran security experts can provide crisis consultation and coordinated in-country response services related to:

• Violent Crime
• Disappearance
• Terrorism 
• Political Threat 
• Natural Disaster 
• Kidnapping for Ransom 
• Blackmail and Extortion
• Hijacking 
• Wrongful Detention
• Pandemic

Medjet Horizon is a global rescue travel protection program does not rely on hard triggers but one that places members in control of their personal safety and security.

Medjet Horizon Benefits

• Medical transport benefits
• 24/7 travel security and crisis response
• Specialty hospital transfer
• Personal travel advisories
• Emergency medical cash advance access (some hospitals abroad require cash payment upfront before they will treat someone, even in the case of an emergency) 

Fine Print - both membership types

There are certain limitations in areas covered particularly those with travel restrictions imposed by the United States Department of State.

Regular membership allows up to two medical transport per membership year except for repatriation transports involving multiple enrolled family members requiring simultaneous repatriation.

Transport restrictions are imposed for individuals suspected of having or have been diagnosed with Biosafety Class Level 3 and above illnesses or diseases by the Center for Disease Control or the National Institutes of Health.

Medjet Summary

If you are interested in the optimum protection in the eventuality of accident, illness, or safe concerns while traveling, Medjet offers services and flexibility that far outpace what you get with a travel insurance or emergency medical evacuation insurance plan.

Medjet comes highly-recommended because it offers the best coverage and does not place cost limits on its transport services.

It even offers members the option of transferring to a hospital of their choice when adequate facilities are available in their location.

While other companies pose restrictions in terms of facilities to cut their transportation costs, Medjet gives members the freedom to choose to recover at home.

Overall, a great complementary membership to a travel insurance policy.