Visitors Coverage Travel Insurance Review

Plan

Benefits

Round Trip Elite

• Covers 150% of trip costs for trip interruption
• Covers up to $1,500 for trip delay
• Covers 100% of trip costs for trip cancellation up to $30,000
• Covers up to $2,500 baggage (loss or stolen)
• Covers up to $1 Million for emergency evacuation and repatriation
• Covers up to $250,000 medical expense
• Covers up to $1,500 for missed connections
• Optional collision damage water
• Flight coverage (optional)

Travel Guard Platinum

• Covers up to $1,000 for trip delay
• Covers up to $1 Million for emergency evacuation and repatriation
• Covers up to $2,500 for baggage loss
• Covers up to $50,000 for medical expenses
• Covers 100% of trip costs for trip cancellation
• Covers 150% of trip costs for trip interruption
• Medical coverage upgrade (optional)
• Rental car collision (optional)
• Cancel for any reason (optional)

Trip Protector

• Covers up to $500 for trip delay
• Covers up to $500,000 for emergency evacuation
• Covers up to $750 for baggage (loss or stolen)
• Covers up to $75,000 for emergency medical/dental expense
• Covers up to $15,000 for repatriation
• Covers 100% for trip cancellation up to $5,000
• Covers 125% of trip costs for trip interruption
• Rental car collision (optional)
• Cancel for any reason (optional)
• Medical coverage upgrade (optional)

Plan

Benefits

Atlas Multi-Trip

• Covers up to $5,000 for trip interruption
• Up to $1 Million policy maximum
• Covers up to $1 Million for emergency medical evacuation
• Covers up to $50,000 for terrorism coverage
• Covers up to $500 for lost checked luggage
• Covers up to $1 Million for acute onset of pre-existing conditions (excluding chronic and congenital conditions)

Wander Frequent Traveller

• Covers up to $3,000 for heart attack and stroke (exclusions apply)
• Covers up to $5,000 for trip interruption per period of coverage
• Covers up to $250 for baggage delay per occurrence
• Up to $1 Million medical maximum per period of coverage
• Covers up to $500 for loss of checked luggage per occurrence
• Covers up to $50,000 for emergency medical evacuation per period of coverage
• Hazardous sports coverage (optional)

Patriot Multi-Trip

• Evacuation plus rider (optional)
• Covers up to $1 Million policy maximum
• Covers up to $250 for lost luggage
• Covers up to $1 Million for emergency medical evacuation
• Covers up to $5,000 for sudden and unexpected recurrence of a pre-existing condition
• Adventure sports rider (optional)
• Covers up to $5,000 for trip interruption

Plans

Benefits

Liaison Continent – A

• Free Rx discount card
• Plan pays 80% of the first $5,000; then 100%
• Comprehensive coverage plan
• Renewable and cancellable
• Covers during international travel
• PPO network
• Coverage from 5 days to 187 days
• Up to $25,000 coverage for acute onset of pre-existing conditions

Liaison International

• Coverage from 4 days to 45 days
• Plan pays 80% of first $5,000; then 100%
• $15,000 coverage for acute onset of pre-existing conditions
• PPO network
• Comprehensive coverage plan
• Renewable and cancellable
• Free Rx discount card
• Covers during international travel

Atlas International

• Coverage from 5 days to 364 days
• Plan pays 100% up to policy maximum
• Covers during international travel
• $50,000 or $1 Million coverage for acute onset of pre-existing conditions
• Comprehensive coverage plan
• Renewable and cancellable

Patriot International

• Renewable and cancellable
• Comprehensive coverage plan
• Outside USA & Canada: Plan pays up to 100% up to the policy maximum
• Inside USA & Canada: Plan pays 90% of first $5,000; then 100%
• Covers during international travel
• Coverage from 5 days to 365 days

Atlas America

• Outside USA: Pays 100% up to the policy maximum
• PPO network
• Covers during international travel
• Up to $2 Million coverage for acute onset of pre-existing conditions
• Coverage from 5 days to 364 days
• Renewable and cancellable
• In-network, plan pays 100% up to policy maximum
• Out of network pays up to URC

Safe Travels International – Cost Saver

• Renewable and cancellable
• Covers during international travel
• Unexpected recurrence of a pre-existing condition up to the first $20,000 up to age 65 and $10,000 for age above 65
• AD&D and travel related benefits
• PPO network
• Coverage from 5 days to 2 years
• Plan pays 10% up to policy maximum

Liaison Continent – E

• Covers during international travel
• PPO network
• Renewable and cancellable
• Comprehensive coverage plan
• Plan pays 100% up to policy maximum
• Coverage from 5 days to 187 days

Plan

Benefits

Patriot Multi-Trip

• Outside USA and Canada: plan pays 100% up to policy maximum
• Family travel benefit
• Accidental death and dismemberment
• Acute onset of pre-existing conditions up to $5,000
• In-network plan pays 90% up to $5,000, then 100% up to policy maximum (inside US and Canada)
• Out of network plan pays 80% up to $5,000, then 100% up to policy maximum (inside US and Canada)
• Emergency medical evacuation up to the policy maximum
• Evacuation plus rider up to $25,000 (optional)
• Adventure sports rider up to $50,000 (optional)

Atlas Multi-Trip

• Illness and injury medical expense coverage per certificate period
• Plan pays 80% of the first $5,000, then 100% after that to selected policy maximum (inside US and Canada)
• Emergency medical evacuation and repatriation expense
• Plan pays 100% to the selected policy maximum
• Terrorism rider (optional)
• Family travel benefit
• Acute onset of pre-existing conditions up to $5,000
• Repatriation of remains expenses
• Accidental death and dismemberment