Vision Insurance
of 2024
Top Rated Vision Plans Start As Low As $13/month 🔥
- Nation’s largest vision benefits provider for more than 60 years
- Coverage for eye exams, frames, lens enhancement, and contacts
- More than 36,000 in-network doctors nationwide
- Easy Online Enrollment (or speak with a VSP representative by phone)
Ameritas Vision Insurance Review
ConsumersAdvocate.org
Ameritas is a nationwide provider of insurance products and financial services for individuals, families, and businesses. Its vision plans offer a wide array of varying coverages based on a client’s needs. Vision plans include Vision Perfect, Focus, ViewPointe, Exam or Materials Only, LASIK Advantage, Core/Buy-up, Dual or Triple Choice, ASO, Voluntary and EyeChoice.
Services and Features
Ameritas offers vision insurance for individuals, families, businesses, groups, institutions, and municipalities. Vision insurance plans come with a yearly examination, access to VSP or EyeMed networks, and no waiting period for instant coverage. Ameritas offers an extensive choice of vision insurance options depending on each client’s needs. Vision Perfect offers increasing annual benefits that provide members more dollar benefits yearly. ViewPointe, another vision plan, gives access to EyeMed Vision Care nationwide. The Focus Vision plan features Choice and VSP signature networks. Ameritas also offers dual or triple choice plans that allow members to select multiple vision products. Voluntary plans give members two vision procedure reimbursement levels with two corresponding premiums.
|
Covered Items |
|
|
Glasses |
✔ |
|
Contacts |
✔ |
|
Eye Examinations |
✔ |
|
LASIK |
✔ |
|
Allowances |
Up to $50 on Eye Exam |
|
Lens Options |
|
|
Scratch Resistance |
Not Applicable |
|
UV Coating |
Not Applicable |
|
Anti-Glare |
Not Applicable |
|
Polycarbonate |
Not Applicable |
|
Tinted/Colored |
Not Applicable |
|
Types of Vision Plans |
|
|
Individual |
✔ |
|
Family Plan |
✔ |
|
Stand-alone Plans |
✗ |
|
Preferred Provider Organizations |
✔ |
|
Employer Provider |
✔ |
|
Health Maintenance Organizations |
✔ |
|
Network |
|
|
Out-of-Network Coverage |
✗ |
|
Size of Network |
Not Stated |
|
Find Doctors Online |
✔ |
|
Pricing |
|
|
Deductible |
Ameritas-Plan A (20/20) |
|
Co-payment – Exam |
Not Stated |
|
Co-Payment - Glasses |
Not Stated |
|
Premium |
$8.86/month |
|
Coverage Period |
|
|
Waiting Time |
No Waiting Period |
|
Enrollment |
Not Stated |
|
Cancellation |
Not Stated |
|
Customer Resources |
|
|
Eye Exam Locations |
Not Stated |
|
Online Account Management |
✔ |
|
Mobile App |
✗ |
|
Phone |
✔ |
|
|
✔ |
Vision Insurance at Ameritas
Ameritas vision plans gives you instant access to eye care coverage with its zero-waiting period policy. It even provides up to 15% in savings for frames and lens purchases at any Walmart Vision Center nationwide. This, along with other saving options, are also available at over 60,000 pharmacies and other participating locations.
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Top Rated Vision Plans Start As Low As $13/month 🔥
- Nation’s largest vision benefits provider for more than 60 years
- Coverage for eye exams, frames, lens enhancement, and contacts
- More than 36,000 in-network doctors nationwide
- Easy Online Enrollment (or speak with a VSP representative by phone)