Wedding Insurance
of 2024
- Policies start as low as $75
- Liability and cancellation policies can be purchased independently (receive a 15% discount if purchased together)
- Up to $2,000,000 liability insurance
- Host liquor liability insurance
- Liability policy guaranteed to meet your venue's insurance requirements - or your money back
- Extra expenses coverage
- Specialty events - weddings, retirement parties, business/organization events (5K runs, craft fairs, non-profit fundraisers), etc.
- Professional counseling
WedSafe Wedding Insurance Review
ConsumersAdvocate.org
WedSafe is a provider of wedding insurance services designed to protect couples from financial losses due to unexpected events that upset their wedding plans. Founded in 1999, it is underwritten by K&K Insurance Group, Inc. and Nationwide Group insurance companies. WedSafe offers cancellation and liability insurance to couples across the US and cruise ships departing from pre-approved locations. The policy also covers event gifts, special attire, special jewelry as well as photographs and videos.
Plan Details
WedSafe cancellation insurance provides coverage for all deposits forfeited, charges paid or contracted as a result of circumstances covered under the policy. It will cover all expenses in excess of the deductible for cancelled weddings or wedding related events such as receptions, honeymoon accommodations. This includes items such as special attire, special jewelry and flowers. Coverage for photographs, videos and entertainment are also included under the policy.
- Cancellation/ postponement of event
- Extra expense
- Events photographs/videos
- Event gifts
- Special attire
- Special jewelry
- Loss of deposits
- Professional counseling
Coverage limits
Six coverage limits starting at $500,000 up to $5,000,000
Deductibles
Corresponding deductible will be charged for each covered item
Cancellation Options
Change of heart
Illness/ injury
Weather
Coverage
Covered Events
Wedding ceremony
Reception
Honeymoon
Rehearsals
*** Events held during cruises are also covered
Covered locations
All events taking place in Canada, Puerto Rico or a territory or possession of the United States and all cruise ships departing from these locations are covered under the policy. This can also cover events in the United Kingdom, Mexico, the Bahamas, Bermuda and the Caribbean excluding Cuba with an additional premium surcharge of only 10 percent.
Damages and Injuries
Venue damage
Medical coverage
Liquor-related accidents
Special items
Attire
Gifts
Jewelries
Services Covered
Catering
Photography
Videographer
Florists
Makeup artists
WedSafe Insurance - Summary
WedSafe wedding insurance gives couples a flexible solution for their wedding insurance concerns. It offers a wide range of coverage that protects you from the significant financial losses that can result from unforeseen circumstances. WedSafe lets you elect the specific coverage you need for your unique wedding. The company offers instant online quotes and enrollment. You can also file claims online 24 hours a day. WedSafe's website is easy to navigate and provides many examples of why wedding insurance might make sense for you.
WedSafe distinguishes itself by also offering insurance to wedding service providers such as wedding planners, caterers, musicians and DJs, photographers, and florists who may become liable for damages due to accidents or financial losses that result during the course of services.
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Customer Comments & Reviews
- Policies start as low as $75
- Liability and cancellation policies can be purchased independently (receive a 15% discount if purchased together)
- Up to $2,000,000 liability insurance
- Host liquor liability insurance
- Liability policy guaranteed to meet your venue's insurance requirements - or your money back
- Extra expenses coverage
- Specialty events - weddings, retirement parties, business/organization events (5K runs, craft fairs, non-profit fundraisers), etc.
- Professional counseling