10 Best Banks of 2025
Online banks provide a wealth of resources with which the modern digital consumer can avail themselves. We look at the best online banks in the country today.
Last Updated: April 24, 2025
State: Ohio
- $0 minimum starting deposit
- Checking account—earn 1% cash back on up to $3,000/m in debit purchases*
- No monthly fees
- Access to 60,000 free ATMs nationwide
- High-yield money market and CDs
*See website for details
- 5,100 branches and 16,000 ATMs nationwide
- Open a savings account with only $25
- Interest-earning checking accounts
- No-fee withdrawals at Chase ATMs
- Send money to friends and family with Zelle
- 4.15% APY savings account
- $0 minimum balance
- No-fee accounts to help your money grow
- Checking account with fee-free ATM access
- Over 700 branches and 2,000 branded ATMs nationwide
- 0.76 % Checking and 2.05% Savings APY
- Free online and mobile banking
- Open account with just $10
- $100 minimum balance to earn interests
- $0 monthly maintenance fees
- Insured by the FDIC and DIF
- No ATM fees
- High-yield checking with 0.25% APY
- Unlimited ATM fee rebates, even internationally
- No monthly fees and no minimum balance required (when linked to brokerage account)
- Mobile check deposit
- Savings account with 0.40% APY
- Pledged Asset Line for securities-based financing
- High-rate savings and checking accounts
- Quick and easy membership process
- Online banking with budgeting and planning tools
- Mobile money transfer and check deposits
- Withdrawals and deposits at thousands of ATM nationwide
- No monthly fee with eStatements
- 24/7 member support
- Open checking or savings with no minimum opening deposit
- Easily move money between your Citi and non-Citi accounts
- Deposit checks from your mobile device
- Pay bills online
- Add debit card to mobile wallets
- Thousands of fee-free ATMs throughout the US
- Saving accounts with no monthly service fees, no minimum balance, fraud protection
- Free checking accounts with access to more than 60,000 ATMs nationwide
- In-store purchases using your phone, receive and send money with Zelle
- Credit cards, personal loan, auto loans, mortgages, and more
- Free, easy-to-use suite of budgeting tools
- Award-winning customer support
- Online bank with absolutely no fees
- Integrated budgeting features
- Allows users to set savings goals
- Mobile check deposits
- A "safe-to-spend" shows balance accounting for future bills and budgets
- Establish savings goals and track them
- Over 16,000 ATMs throughout the United States
- Available for all 50 states, the District of Columbia, the U.S. Virgin Islands, and Puerto Rico
- Loan terms for up to 30 years
- Auto loan financing as low as 2.89%
- Online and mobile banking-friendly
- Debit card fraudulent transactions protection
- Cashback and rewards program through BankAmeriDeals®
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Best Overall
- $0 minimum starting deposit
- Checking account—earn 1% cash back on up to $3,000/m in debit purchases*
- No monthly fees
- Access to 60,000 free ATMs nationwide
- High-yield money market and CDs
*See website for details
