- Get Coverage as soon as Tomorrow!
- Short term coverage is ideal if you missed enrollment, can't afford traditional insurance, are between jobs, just graduated or retired early.
- Covers: ER & hospitals coverage, Doctors, Labs, Urgent Care & More
- Visit any doctor in their nationwide network; no referral required
- No long term commitment. Budget Friendly.
Healthinsurance.net Health Insurance Review
What’s Included with HealthInsurance.net?
- Primary care visit
- Diagnostic tests and imaging
- Preventive care services
- Hospitalization
- Immediate medical attention
- Outpatient surgery
- Pregnancy care
- Mental health, behavioural health, or substance abuse needs
- Rehabilitation and habilitation services
- Dental or eye care for children
Types of Health Insurance Plans
|
Businesses and Organizations |
Yes |
|
Individuals and Families |
Yes |
|
Short-Term Health Insurance |
Not Stated |
Plans Reviewed
Bronze Plan
- Out-of-pocket limit: $6,450 per individual and $12,900 per family
- No overall annual limit for specific covered services
- Overall deductibles: $6,450 per individual that do not include preventive care services
- Other covered services: Hearing aids, Chiropractic care, Home health care, Routine foot care
Silver Plan
- Overall deductible: $4,600 per person which do not apply to preventive care services and prescription drugs
- Out-of-pocket limit: $6,300 per individual and $12,600 per family
- No annual maximum limit for selected covered services
- Other deductibles: $1,500 per individual for prescription drug coverage
- Other covered services: Bariatric surgery for morbid obesity, Routine eye care, Routine foot care, Home care, Infertility treatment, and Chiropractic care
Gold Plan
- Overall deductibles: $2,250 per individual which do not apply to preventive care services
- No other deductibles on specific services
- No annual limit of specific covered services
- Out-of-pocket limit: $3,500 per individual and $7,000 per family
- Other covered services: Hearing aids, Routine foot care, Home health care, Chiropractic care
Platinum Plan
- No overall annual limit on specific covered services
- Overall deductible: $1,000 for every individual that do not apply to prescription drugs and preventive care services
- Other deductibles: $500 per individual for prescription drugs
- Out-of-pocket limit: $1,500 per person and $3,000 per family
- Other covered services: Hearing aids for children under 18, Routine foot care, Routine eye care, Chiropractic care, and Home health care
**Please check your chosen provider for more details
How Much Does It Save You?
|
|
Bronze |
Silver |
Gold |
Platinum |
||||
|
Services Offered |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
In-Network (Your Cost) |
Out-of-Network (Your Cost) |
|
Diagnostic Tests and Imaging |
None |
Not covered |
Imaging: 20% co-insurance Diagnostic Test: No Charge for the first $500 then 20% coinsurance |
Not Covered |
$500 per calendar year paid at 100%; thereafter subject to deductible and 20% coinsurance |
Not Covered |
$500 per calendar year paid at 100%; thereafter subject to deductible and 20% coinsurance |
Not covered |
|
Primary Care |
None |
Not covered |
$25 co-pay per visit |
Not covered |
$20 co-pay per visit |
Not covered |
$25 co-pay per visit |
Not covered |
|
Preventive Care Services |
None |
Not covered |
None |
Not covered |
None |
Not covered |
None |
Not covered |
|
Generic Drugs |
No charge for all prescription drugs |
Not covered |
$10-$20 co-pay for retail and $20-$40 co-pay for mail order |
Not covered |
$5-$10 co-pay for retail and $12.50 to $25 co-pay for mail order |
Not covered |
$5-$10 co-pay for retail and $10-$20 co-pay for mail order |
Not covered |
|
Specialty Drugs |
No charge for all prescription drugs |
Not covered |
50% co-insurance |
Not covered |
35% co-insurance |
Not covered |
35% co-insurance |
Not covered |
|
Emergency Room Services and Medical Transportation |
None |
Not covered |
20% co-insurance |
20% co-insurance |
Room service: $250 co-pay per visit and 20% co-insurance Medical Transportation: 20% co-insurance |
Room service: $250 co-pay per visit and 20% co-insurance Medical Transportation: 20% co-insurance |
20% co-insurance |
Not covered |
|
Urgent Care |
None |
Not covered |
$50 co-pay per visit |
Not covered |
$40 co-pay per visit |
Not covered |
$50 co-pay per visit |
Not covered |
|
Pregnancy Care |
None |
Not covered |
20% co-insurance |
Not covered |
20% co-insurance |
Not covered |
20% co-insurance |
Not covered |
|
Hospitalization |
None |
Not covered |
20% co-insurance |
Not covered |
20% co-insurance |
Not covered |
20% co-insurance |
Not covered |
|
Outpatient Surgery |
None |
Not covered |
20% co-insurance |
Not covered |
20% co-insurance |
Not covered |
20% co-insurance |
Not covered |
|
Mental/Behavioral Health Outpatient Services |
None |
Not covered |
20% co-insurance |
Not covered |
$20 co-pay per visit |
Not covered |
20% co-insurance |
Not covered |
|
Mental/Behavioral Health Inpatient Services |
None |
Not covered |
20% co-insurance |
Not covered |
20% co-insurance |
Not covered |
20% co-insurance |
Not covered |
Annual Maximum
|
Bronze |
None |
|
Silver |
None |
|
Gold |
None |
|
Platinum |
None |
*Depends on the health insurance provider
Summary
HealthInsurance.net is an excellent source of information for available healthcare insurance plans from its list of partner health insurance providers. The online platform allows consumers to get free quotes and explore multiple health insurance coverage with just a few clicks. Help is available from its licensed agents who are ready to assist consumers in making more informed decisions.
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- Get Coverage as soon as Tomorrow!
- Short term coverage is ideal if you missed enrollment, can't afford traditional insurance, are between jobs, just graduated or retired early.
- Covers: ER & hospitals coverage, Doctors, Labs, Urgent Care & More
- Visit any doctor in their nationwide network; no referral required
- No long term commitment. Budget Friendly.