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HealthNetwork Short-Term Health Insurance Review

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HealthNetwork is an online, independent insurance marketplace that connects people who want to purchase different types of insurance to providers that offer plans that meet their needs and budgets. It offers access to major medical plans, Medicare Advantage plans, short-term health insurance coverage, and dental and vision insurance. It also offers consumers the ability to view health products as a standalone policy or as part of a bundled insurance package. Established in 2015, the company has helped more than 18 million people research their health insurance options.

What's Included with HealthNetwork Short-Term Insurance?

  • Visits to your primary care physician and any specialists
  • Urgent care
  • Labs, X-rays, and screenings
  • Emergency room and hospital coverage

HealthNetwork Short-Term Insurance Plan Details

HealthNetwork is an informational site that will educate people about the pros and cons of short health plans and provides access to quotes from top short-term health insurance providers. Short-term insurance is a temporary health plan used to fill in a gap in coverage due to being in between jobs, changing family status, or graduating from college, among other situations. In order to continue being protected by health insurance in case of an illness or injury, consumers can purchase short-term health insurance for a period of up to just under 3 months. With ShortTermHealthInsurance.com, receiving a price quote takes as little as two minutes by filling out a short form. Enrolling in the plan can be done entirely online or you can call and speak to a licensed agent who can enroll you over the phone, and the coverage can be activated as soon as the next day. Consumers are able to enroll outside of the open enrollment period and can cancel whenever they want without having to pay a penalty.

The plans offered by HealthNetwork are budget-friendly and start at less than $40 a month, though this cost depends on the consumer’s location, the benefits they select such as the deductible and lifetime maximum, and other factors.

Summary

HealthNetwork offers consumers a fast and easy way to view and compare multiple short-term health plan quotes, which are budget-friendly and convenient. Consumers can enroll at any time and cancel at any time, which gives consumers the freedom of picking up a traditional plan at the next enrollment opportunity. Though these plans have limited benefits and do not provide coverage for pre-existing conditions, unlike traditional health plans, they are a true lifesaver for people with chronic conditions, children, or who simply want to know they will be protected should something unexpected arise.


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  • Coverage terms range from 30 days to 1 year
  • Enroll in short-term insurance whenever you want and cancel whenever you want
  • No cancellation penalties
  • Plans start at $30.70 a month (subject to limitations)